Sun City Homes with FHA New Financing

Sun City Homes with FHA New Financing

Welcome to Sun City, Arizona – a vibrant oasis nestled in the heart of Maricopa County, where sunshine and community spirit blend harmoniously to create an idyllic living environment. Known for its warm climate and welcoming atmosphere, Sun City is a premier destination for active adults seeking a fulfilling lifestyle. With over 300 days of sunshine each year, residents can enjoy outdoor activities year-round, from golf and hiking to swimming and social gatherings.

Sun City is not just about leisure; it boasts a rich tapestry of amenities, including shopping centers, restaurants, and recreational facilities that cater to a diverse range of interests. The community is designed with convenience in mind, featuring easy access to healthcare services, cultural events, and a variety of clubs and organizations that foster connections among residents.

For those considering a new home in this charming community, Sun City offers a variety of housing options, including homes eligible for FHA new financing. This financing option opens the door for many prospective buyers, making it easier to secure a home in this desirable area. With competitive rates and lower down payment requirements, FHA financing is an excellent choice for first-time buyers or those looking to downsize without compromising on quality or comfort.

Whether you’re drawn to the stunning desert landscapes, the vibrant social scene, or the affordability of FHA financing, Sun City is a place where dreams of homeownership can become a reality. Explore the possibilities and discover why so many have chosen to call Sun City their home sweet home!

Newest Sun City Homes with FHA New Financing

$245,000
2 Beds ⋅ 2 Baths ⋅ 7082720 MLS ⋅ 1,260 SqFt.
Welcome to this charming single-story home in the heart of Sun City. This 2-bedroom home also features a versatile craft room or small office, along with 2 bathrooms and a convenient 1-car garage. Tile flooring throughout makes the home easy to maintain, while the bright and inviting Arizona room provides additional space to relax, or entertain. A separate laundry room located just off the garage offers added convenience, along with plenty of storage space. Located in Sun City, residents enjoy an abundance of recreational activities, golf, social opportunities, and amenities designed for an active lifestyle. This home offers a wonderful opportunity to enjoy all that this 55+ community has to offer!

10229 W Pinehurst Drive, Sun City
$189,900
2 Beds ⋅ 1 Baths ⋅ 7082591 MLS ⋅ 1,146 SqFt.
Welcome to this lovely two bedroom, 1 bath condo with a 1.5 car garage. This home has been updated with a roof in 2020, a/c 2018, water heater 2025. Windows are dual pane, Milgard doors with 10 year warranty, new insulated garage door, tile throughout except the berber carpet in 2nd bedroom. Bathroom has new copper plumbing, shower fixtures and toilet comes with a bidet. Kitchen cabinets have been updated. The home is light and bright inside and out. Extra insulation in the attic. This home is ready to move in ready. Best part the home is pet friendly (2 pets, any size)and the unit is rentable. Stop by and see your new home.

10841 W Santa Fe Drive, Sun City
$379,000
2 Beds ⋅ 2 Baths ⋅ 7082455 MLS ⋅ 1,500 SqFt.
REMODELED SHASTA MODEL IN THE HEART OF SUN CITY PHASE II!Welcome to this beautifully remodeled Shasta model, ideally located in the center of Sun City Phase II. This inviting 2-bedroom, 2-bathroom home offers an open and functional floor plan with a beautifully updated kitchen, spacious living areas, and thoughtful improvements throughout. The interior was freshly painted in 2025 with warm, neutral colors that create a comfortable and timeless feel. Recessed lighting throughout adds a modern touch, while new ceiling fans provide style and comfort. Remodeled kitchen features stainless steel appliances and is designed for both everyday living and entertaining. Major updates include a roof replacement in 2019 and a Trane A/C system installed in 2019, complete with remote temperature control through an app for added convenience. The water heater was replaced in 2024. Enjoy exceptional energy efficiency and comfort with Andersen insulated, tinted windows throughout, complemented by Hunter blinds on all windows and 3 Andersen insulated doors. Entertainment is taken to the next level with a 5-speaker surround sound system, with in-wall wiring connected to the speakers throughout the home. Step outside and discover the perfect space for Arizona living. A slab was added to the front porch, while the backyard patio has been enhanced with a covered patio featuring recessed lighting, ceiling fans, built-in speakers, and a mounted Smart TV--creating an ideal setting for relaxing, entertaining, and enjoying the beautiful Arizona weather. Located in the heart of Sun City Phase II, this home offers convenient access to Sun City's renowned recreation centers, golf, shopping, dining, medical facilities, and countless amenities designed for the active-adult lifestyle. Beautifully updated, thoughtfully improved, and truly move-in ready--this is a Shasta you won't want to miss! Come see all this exceptional home has to offer.

10011 W Prairie Hills Circle, Sun City
$235,000
2 Beds ⋅ 2 Baths ⋅ 7082003 MLS ⋅ 1,430 SqFt.
Come see this charming, well-kept twin home in the heart of Sun City, just moments from the Sun Dial Recreation Center! The inviting front patio is surrounded by beautiful roses, creating the perfect spot for morning coffee and enjoying the Arizona sunshine. The back patio is just the right size for a BBQ or evening gathering and overlooks a peaceful greenbelt, offering a wonderful sense of space and privacy. Inside, you'll find a comfortable 2-bedroom, 2-bath layout with an eat-in kitchen, separate dining room, generous indoor laundry area, and abundant storage. A 2-car garage adds convenience and functionality. Come see all this delightful Sun City home has to offer!

10208 W Kingswood Circle, Sun City
$319,900
2 Beds ⋅ 2 Baths ⋅ 7081948 MLS ⋅ 1,790 SqFt.
Golf Course View! Fall in love with the easy Arizona lifestyle in this lovely 2-bed, 2-bath twin home in the desirable 55+ community of Sun City. The home features vaulted ceilings, abundant natural light, wood-look flooring, plush carpet, and comfortable gathering spaces. The updated kitchen offers gray shaker cabinets, stainless steel appliances, quartz countertops, recessed lighting, and a spacious island with breakfast bar. The primary suite includes a private bath and walk-in closet, while the secondary bedroom also features a walk-in closet. The 2-car garage includes built-in cabinetry for you storage needs. And that's not all--Sun City offers an incredible lifestyle with swimming pools, pickleball, golf, bocce, mini golf, a variety of activities, clubs, and so much more!

10105 W Manzanita Drive, Sun City
$219,000
2 Beds ⋅ 2 Baths ⋅ 7081881 MLS ⋅ 1,266 SqFt.
Panoramic Golf Course Views! Perfectly situated on Sun City's desirable South Golf Course, this well-maintained 2-bedroom, 2-bath home offers exceptional views and numerous updates. The remodeled kitchen features abundant cabinetry, ample counter space, a new countertop, and stylish backsplash. Major improvements include Low-E vinyl windows and patio door, a 2022 HVAC system, 200-amp electrical panel (2021), new water and sewer lines (2026), and a gas tankless water heater with recirculating pump (2026). The guest bath includes a jetted tub/shower, while the primary bath features a walk-in tiled shower. Enjoy the golf course setting from the spacious covered patio. Additional features include a 1.5-car garage and access to Sun City's renowned amenities. A fantastic opportunity to enjoy comfortable living with spectacular views!

10842 W Abbott Avenue, Sun City
$225,000
3 Beds ⋅ 2 Baths ⋅ 7081873 MLS ⋅ 1,503 SqFt.
Welcome home to this charming residence situated on a spacious cul-de-sac lot. A large living room greets you upon entry and flows seamlessly into the open-concept kitchen, dining area, and inviting great room, creating an ideal space for everyday living and entertaining. The home features two generously sized bedrooms and two bathrooms, including a primary bath with dual sinks. An enclosed Arizona room extends the living space and provides the perfect spot to relax year-round. The oversized two-car garage includes a workshop area and abundant storage. Outside, you'll find multiple covered patios and a large, low-maintenance backyard, offering plenty of space to enjoy Arizona's beautiful weather.

11646 N 105th Avenue, Sun City
$275,000
2 Beds ⋅ 2 Baths ⋅ 7081756 MLS ⋅ 1,425 SqFt.
Welcome to this beautiful updated home in a desirable 55+ community! This spacious 2-bed home with an added den offers flexible living space for hobbies,, or home office. The kitchen & baths have been tastefully updated with NEW QUARTZ counters, NEW SINKS, NEW FAUCETS. Energy-efficient DUAL-PANE windows & PELLA sliding doors provide comfort year-round, while exterior roller shields offer added security making this home ideal as a seasonal or year-round residence. The bright kitchen features a stylish subway tile backsplash, room for a casual dining table,& opens to a formal dining area overlooking the spacious great room perfect for entertaining. A lg workshop provides ample space for projects & extra storage. Stamped concrete driveway enhances the home's curb appeal. APS solar pays you!! The covered patio offers a peaceful place to relax while enjoying mature citrus trees and colorful rose bushes. Move-in ready and thoughtfully updated, this home combines comfort, convenience, and easy Arizona living.

10527 W Prairie Hills Circle, Sun City
$248,600
2 Beds ⋅ 2 Baths ⋅ 7081588 MLS ⋅ 1,380 SqFt.
Welcome to this updated, move-in ready, expanded living space, and well maintained 2 bedroom, 2 bath patio home just one block from the fully equipped Bell Recreation Center. Enjoy the recent upgrades: covered patio, updated HVAC, remodeled bathrooms, updated kitchen, and spacious garage with built-in cabinets. Exterior including roof is HOA maintenance. Garbage and water is HOA.

10146 W Hutton Drive, Sun City
$239,000
2 Beds ⋅ 1 Baths ⋅ 7081525 MLS ⋅ 1,375 SqFt.
Vacation lifestyle year around with this Stylish, Move In ready Sun City home that shines with thoughtful upgrades. The redesigned kitchen pairs beautiful cabinetry with sleek quartz counters and newer SS appliances. Plank tile flooring throughout, plantation shutters, French doors to the patio and a spacious primary suite with a custom closet adds both comfort and organization. The spa inspired bath offers a walk in tile shower, built in storage, wall mounted toilet and anti fog smart mirror. Big ticket updates include a 2020 roof,2018 AC,2026 water heater,insulated garage door and new opener. Unwind on the paver patio, after a full day of enjoying Golf, Pickleball, Pools, Arts and Crafts, Cards, Dancing, Fitness, Bowling, Clubs, Concerts, Metal & Wood Shops. and all RCSC has to offer.

10554 W Ocotillo Drive, Sun City
$950,000
3 Beds ⋅ 2 Baths ⋅ 7081431 MLS ⋅ 3,150 SqFt.
Best & largest lot in Rancho Estates. Expanded and remodeled home shows to perfection. Detached garage can park 9 cars plus RV garage can accommodate a 45 foot motor home. 3 bedrooms plus large home office is perfect for the remote worker. 8 foot deep lap pool is great for relaxing. Large AZ room makes for the perfect entertainment area. Gourmet kitchen will accommodate multiple chefs. In addition: detached garage is cooled and includes a summer kitchen for the summer months when turkey sounds good but is better cooked away from your HVAC cooled home. New roof, new HVAC units, Horse friendly neighborhood in this 55+ age community for those that want their animals in a calm setting. Many car enthusiasts exist in this neighborhood hence, the large garages. Don't miss this phenomal home.

9331 N 111th Drive, Sun City
$164,900
2 Beds ⋅ 1 Baths ⋅ 7081103 MLS ⋅ 1,108 SqFt.
Enjoy easy, low-maintenance living in one of Sun City's most desirable HOAs! Ideal for full-time or seasonal residents, this 2-bed, 1-bath patio home features tile throughout, two-tone paint, an updated bath and a direct-access 1-car garage. Major updates include dual-pane vinyl windows and sliders (2016), complete roof replacement (2015) and a Lennox 2.5-ton HVAC (2020). The spacious back patio is ready for a relaxing outdoor retreat or may offer potential for added living space. Financially sound HOA offers lower monthly fees covering water, trash, pest control, common-area maintenance, exterior paint and blanket insurance. Enjoy lock-and-leave living with access to Sun City rec centers, pools, golf, clubs, pickleball and more!

10027 W Lancaster Drive, Sun City
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