Surprise Homes with Cash to Loan New Financing

Surprise Homes with Cash to Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, where the sun shines over picturesque landscapes and a welcoming community spirit thrives. Known for its rich history and rapid growth, Surprise has transformed into a sought-after destination for families, retirees, and everyone in between. With its warm climate, stunning parks, and a plethora of recreational activities, this city offers a perfect blend of suburban tranquility and urban convenience.

Surprise is home to a diverse array of neighborhoods, each with its unique charm and appeal. From cozy single-family homes to modern townhouses, the housing market here is thriving. One of the most attractive aspects of purchasing a home in Surprise is the availability of financing options, including cash-to-loan new financing. This option allows buyers to leverage their cash reserves while securing a mortgage, making homeownership more accessible than ever.

Imagine waking up in your dream home, surrounded by the beauty of the Sonoran Desert, with easy access to shopping, dining, and entertainment. The city boasts an array of amenities, including the Surprise Stadium, where you can catch Major League Baseball spring training games, and the delightful Surprise Community Park, perfect for family outings or leisurely strolls.

Whether you’re looking to invest in your first home or seeking a peaceful retreat, Surprise, AZ, offers a wonderful lifestyle filled with opportunities. With the right financing options at your fingertips, your dream home is just a step away in this flourishing community. Come explore the endless possibilities that await you in Surprise!

Newest Surprise Homes with Cash to Loan New Financing

$561,700
5 Beds ⋅ 4 Baths ⋅ 7057250 MLS ⋅ 2,760 SqFt.

16803 W Spur Drive, Surprise
$442,700
3 Beds ⋅ 2 Baths ⋅ 7057248 MLS ⋅ 1,592 SqFt.
Our Aurora floorplan is the perfect 3-bedroom, 2-bath home! Step into the open foyer with its elegant tray ceiling, leading you directly into a spacious great room, kitchen, and dining area -- perfect for entertaining! The kitchen features quartz countertops, stainless steel Whirlpool appliances, a double door pantry, and soft-close cabinets and drawers throughout. The primary suite offers a generous walk-in closet and a luxurious bath with a walk-in shower and dual-sink vanity. Tile throughout with carpet in the bedrooms. Two tone paint. The backyard is large enough for a pool and more at 45' deep along with a 19'x10' covered patio. Home includes window coverings, and Community has parks and walking trails.

16765 W Spur Drive, Surprise
$464,900
3 Beds ⋅ 3 Baths ⋅ 7053213 MLS ⋅ 1,750 SqFt.
The Corona floor plan offers 1,750 sq. ft. of thoughtfully designed living space with 3 bedrooms and 2.5 baths. The open-concept great room features an inviting dining nook and a spacious kitchen with: Quartz countertops and full tile backsplash, SS Whirlpool appliances and a generous island perfect for gathering at! The owner's suite provides ample space, while the ensuite bath includes dual sinks, a walk-in shower, and a walk-in closet. Two of the secondary bedrooms share a convenient jack-n-jill bath! This is a MUST SEE!!

16754 W Spur Drive, Surprise
$469,900
3 Beds ⋅ 3 Baths ⋅ 7053212 MLS ⋅ 1,750 SqFt.
The Corona floor plan offers 1,750 sq. ft. of thoughtfully designed living space with 3 bedrooms and 2.5 baths. The open-concept great room features an inviting dining nook and a spacious kitchen with: Quartz countertops and full tile backsplash, SS Whirlpool appliances and a generous island perfect for gathering at! The owner's suite provides ample space, while the ensuite bath includes dual sinks, a walk-in shower, and a walk-in closet. Two of the secondary bedrooms share a convenient jack-n-jill bath! This is a MUST SEE!!

16741 W Spur Drive, Surprise
$439,900
4 Beds ⋅ 3 Baths ⋅ 7052695 MLS ⋅ 1,750 SqFt.
The Corona floor plan offers 1,750 sq. ft. of thoughtfully designed living space with 3 bedrooms and 2.5 baths. The open-concept great room features an inviting dining nook and a spacious kitchen with: Quartz countertops and full tile backsplash, SS Whirlpool appliances and a generous island perfect for gathering at! The owner's suite provides ample space, while the ensuite bath includes dual sinks, a walk-in shower, and a walk-in closet. Two of the secondary bedrooms share a convenient jack-n-jill bath! This is a MUST SEE!!

16718 W Spur Drive, Surprise
$499,990
5 Beds ⋅ 4 Baths ⋅ 7052693 MLS ⋅ 2,275 SqFt.
3 Master Bedrooms!!!This professionally designed single-story home features 4 bedrooms and 3 baths in the main residence, plus an attached private casita with its own bedroom and full bath--ideal for guests, multigenerational living, or added flexibility. The open-concept layout offers a spacious great room and upgraded kitchen with designer finishes and modern touches throughout. This beautiful homes comes with washer, dryer, refrigerator, 2'' faux wood white blinds throughout and it backs to a common area! This is a must see.

16742 W Spur Drive, Surprise
$199,000
7038879 MLS
OVER 1 ACRE OF RAW LAND WITH ENDLESS POSSIBILITIES! Previously used as a practice race track, this unique property offers plenty of open space and abundant dirt ready for your vision--whether that's building your dream home, creating a private retreat, or making a smart land investment. Located in an area experiencing continued growth and development, this parcel offers excellent long-term potential. Neighboring properties have water wells, and electric, cable, and phone services are available nearby, providing added convenience for future plans. Enjoy the freedom of wide-open space, the flexibility to build to your needs, and the opportunity to own land in a rapidly developing area. A great opportunity for both homeowners and investors alike!

15604 W San Ysidro Road, Surprise
$2,150,000
4 Beds ⋅ 5 Baths ⋅ 7030973 MLS ⋅ 4,126 SqFt.
This perfect blend of rustic charm and modern comfort in this beautifully designed Ranch-style home. Featuring an open-concept floor plan, this residence offers a bright and spacious atmosphere ideal for everyday living and effortless entertaining. The expansive great room serves as the heart of the home, complete with a sliding glass door that seamlessly extends your living space outdoors for true indoor/outdoor enjoyment. The private primary suite features a generous walk-in closet, relaxing soaking tub, and separate shower for a spa-like retreat. Located in a highly sought-after resort-style community, residents enjoy staff-gated entry, pickleball and tennis courts, three sparkling pools, a spa, fitness center, and on-site restaurant. Timeless beauty will not last.

11103 N Julian Street, Surprise
$399,900
3 Beds ⋅ 2 Baths ⋅ 7029085 MLS ⋅ 1,592 SqFt.
Our Aurora floorplan is the perfect 3-bedroom, 2-bath home! Step into the open foyer with its elegant tray ceiling, leading you directly into a spacious great room, kitchen, and dining area -- perfect for entertaining! The kitchen features quartz countertops, stainless steel Whirlpool appliances, a double door pantry, and soft-close cabinets and drawers throughout. The primary suite offers a generous walk-in closet and a luxurious bath with a walk-in shower and dual-sink vanity. Tile throughout with carpet in the bedrooms. Two tone paint. The backyard is large enough for a pool and more at 45' deep along with a 19'x10' covered patio. Home includes window coverings, and Community has parks and walking trails.

16730 W Spur Drive, Surprise
$450,000
5 Beds ⋅ 3 Baths ⋅ 7028955 MLS ⋅ 2,703 SqFt.
INCREDIBLE VALUE in the highly sought after Surprise Farms community! This massive 5 bedroom, 3 bath home offers the space, layout, and potential buyers have been waiting for. Featuring a downstairs bedroom and full bath, expansive living areas, formal dining space, oversized loft, and a functional open concept kitchen with island, walk in pantry, breakfast nook, and plenty of storage. Upstairs, the spacious primary suite includes a private balcony, large walk in closet, and ensuite bath with dual sinks, soaking tub, and separate shower. HVAC replaced in 2022 and exterior recently painted. The backyard is ready for your vision and personal touch. Sold AS IS and priced aggressively to reflect the opportunity. With a little love, this home has serious upside potential.

18182 W Desert Lane, Surprise
$622,500
4 Beds ⋅ 3 Baths ⋅ 7028872 MLS ⋅ 2,646 SqFt.
Stunning 4 bedroom, 3 bath + 3-Car Garage Single Story home in the sought-after Zanjero Trails community of Surprise! Lennar's Trillium plan offers 2,647 sq. ft. of luxury living. Features a dedicated Next Gen® Suite with private entrance/kitchenette, full bath plus Washer/Dryer hook up, perfect for multi-generational families, guests, luxury home office, or rental income. The main home boasts an open-concept gourmet kitchen with quartz countertops, massive island, and upgraded stainless steel appliances. Spacious Great Room opens to a covered patio and private pool. Private owner's suite with large walk-in closet, double vanities, and spacious bedroom. Features smart home tech and energy-efficient construction.

18868 W Laurel Lane, Surprise
$440,000
4 Beds ⋅ 3 Baths ⋅ 7018853 MLS ⋅ 2,016 SqFt.
GOOD NEWS!! The thoughtful sellers are offering $8,500 in concessions to use for closing costs or to buy down your interest rate. This 2016-built gem in Asante shines with curb appeal! Inside, every detail is thoughtfully curated, from the warm wood-look flooring to the timeless plantation shutters. It's a home built for memories--whether you're gathered at the granite breakfast bar or enjoying coffee under your private backyard gazebo. The spacious 4-bedroom layout flows effortlessly to a large covered patio, offering plenty of room for everyone. Enjoy the incredible Asante lifestyle with walking paths, parks, a library, and schools nearby. This isn't just a house; it's the perfect backdrop for your next chapter. Plank Tile Flooring & Plantation Shutters too! In Lovely Community w/Parks

24030 N 164th Drive, Surprise
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