Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends the charm of suburban living with the excitement of urban amenities. Known for its warm climate and friendly community, Surprise is an ideal place for families, retirees, and everyone in between. With a rich array of parks, recreational facilities, and community events, residents enjoy a lifestyle filled with outdoor adventures and social gatherings.

Surprise is also home to a variety of shopping, dining, and entertainment options, ensuring that you’ll never run out of things to do. From the stunning Surprise Stadium, where you can catch spring training games, to the picturesque Surprise Community Park, there’s always something happening in this dynamic city.

For those considering making Surprise their home, the housing market offers an exciting opportunity, especially for buyers looking to leverage FHA new financing options. With the Federal Housing Administration (FHA) backing, potential homeowners can benefit from lower down payment requirements and more flexible credit standards, making the dream of homeownership more accessible than ever.

Whether you’re searching for a cozy single-family home, a spacious townhouse, or a modern condo, Surprise has a diverse selection of properties that cater to various lifestyles and budgets. This welcoming city is not just a place to live; it’s a community where you can thrive, grow, and create lasting memories. Discover your perfect home in Surprise, AZ, and embrace the vibrant lifestyle that awaits you!

Newest Surprise Homes with FHA New Financing

$459,000
5 Beds ⋅ 3 Baths ⋅ 7083376 MLS ⋅ 2,882 SqFt.
Spacious 5-bedroom, 3-bath home offering 2,882 sq. ft. in the desirable Bell Pointe community of Surprise! This beautifully refreshed home features new flooring, generous living spaces, and a versatile floor plan ideal for entertaining and everyday living. Enjoy the benefits of a Tesla solar system with documented energy production and electricity usage history available for review. Conveniently located near 303, shopping, dining, parks, and major transportation routes. ***SELLER OFFERING UPTO $4000 TOWARDS BUYER CLOSING COSTS OR INTEREST BUYDOWN WITH AN ACCEPTABLE OFFER*** Solar lease subject to buyer assumption . Don't miss this opportunity!

18466 W Westfall Way, Surprise
$435,000
3 Beds ⋅ 2 Baths ⋅ 7083174 MLS ⋅ 2,071 SqFt.
Welcome to easy Arizona living in the heart of Surprise. Designed for comfort, connection, and everyday enjoyment, this single level residence offers the kind of flexible lifestyle today's buyers appreciate, with spacious interiors, inviting gathering areas, and a private backyard retreat made for year round outdoor living. Inside, the home opens to a thoughtful floor plan with both a great room and family room, creating natural spaces for relaxing, entertaining, or hosting guests with ease. The separate den provides valuable flexibility for a home office, hobby space, media room, or potential guest area, while the eat in kitchen keeps daily living comfortable and convenient with a gas range, pantry, built in microwave, dishwasher, refrigerator, and generous functionality. The primary suite offers a peaceful place to unwind, complete with a separate shower and tub, double vanity, and private toilet room. Outdoors, the covered patio extends the living experience into the backyard, where synthetic grass and a private outdoor pool create a low maintenance setting for weekend barbecues, quiet evenings, and sunny Arizona afternoons. Set within a neighborhood featuring biking and walking paths, plus a children's playground, this home offers more than just a place to live. It offers a lifestyle centered around comfort, convenience, and community.

13944 N 158th Lane, Surprise
$386,000
3 Beds ⋅ 3 Baths ⋅ 7083135 MLS ⋅ 2,509 SqFt.
Clean and affordable 3 bed 2 bath home with tile floors, open kitchen layout, and new air conditioners! Downstairs you'll find upon walking in a spacious sitting room and living room split with an open kitchen layout including granite counters, stained cabinets, and stainless steel appliances. Upstairs you have a large loft, a huge primary bedroom with ensuite bath, dual sinks, and separate shower and tub as well as a large walk-in closet. There are 2 other guest bedrooms and a guest bathroom upstairs as well as the laundry room. Outside there is a covered travertine patio with drop down shades and some grass for kids or pets to play in. The neighborhood is really nice with several nice green spaces and community parks to play in!

17086 N 184th Drive, Surprise
$379,900
3 Beds ⋅ 2 Baths ⋅ 7083119 MLS ⋅ 1,352 SqFt.
Tastefully updated 3 bedroom home, with a POOL! Built in BBQ and pergola, ready for your backyard enjoyment. Spacious, open floorpan, with vaulted ceilings! Upgraded kitchen with quartz counter tops and modern light fixtures. Refrigerator, Washer and Dryer are included. Easy maintenance landscaping! This is a beautifully upgraded and well maintained home! Must see!

13558 W Saguaro Lane, Surprise
$423,990
4 Beds ⋅ 3 Baths ⋅ 7083099 MLS ⋅ 2,208 SqFt.
What's Special: 1st Floor Guest Bedroom | Close to Amenities | Extended Patio | Loft. New Construction - November Completion! Built by America's Most Trusted Home builder. Welcome to the Stanford at 16560 W Bronco Trail in Artisan at Asante Vista! This inviting two-story home blends comfort, flexibility, and everyday functionality with four bedrooms, three baths, and thoughtfully designed living spaces. The open kitchen, dining area, and great room create a bright and connected gathering space that flows seamlessly to the covered patio for effortless indoor-outdoor living. A main-level bedroom with a walk-in closet and nearby full bath offers versatility for guests, a home office, or multigenerational living. Upstairs, the private primary suite features a spacious walk-in closet and well-appointed bath, while two secondary bedrooms, a loft, and convenient laundry room provide room for everyone to spread out and relax. Ample storage, a two-car garage, and flexible spaces throughout make this home as practical as it is welcoming. Artisan at Asante offers a vibrant lineup of amenities, including a resort-style pool with lap lanes, a recreation center with fitness and aerobics rooms, and spacious indoor and outdoor gathering areas. Enjoy pickleball and basketball courts, plentiful green space, and winding walking paths that make every day active and enjoyable. Additional Highlights Include: 36" upper cabinets at kitchen and pendant light prewires at kitchen island. MLS#7083099

16560 W Bronco Trail, Surprise
$433,550
4 Beds ⋅ 3 Baths ⋅ 7083085 MLS ⋅ 2,208 SqFt.
What's Special: 1st Floor Guest Bedroom | Close to Amenities | Covered Patio | Loft. New Construction - October Completion! Built by America's Most Trusted Home builder. Welcome to the Stanford at 16568 W Bronco Trail in Artisan at Asante Vista! This inviting two-story home blends comfort, flexibility, and everyday functionality with four bedrooms, three baths, and thoughtfully designed living spaces. The open kitchen, dining area, and great room create a bright and connected gathering space that flows seamlessly to the covered patio for effortless indoor-outdoor living. A main-level bedroom with a walk-in closet and nearby full bath offers versatility for guests, a home office, or multigenerational living. Upstairs, the private primary suite features a spacious walk-in closet and well-appointed bath, while two secondary bedrooms, a loft, and convenient laundry room provide room for everyone to spread out and relax. Ample storage, a two-car garage, and flexible spaces throughout make this home as practical as it is welcoming. Artisan at Asante offers a vibrant lineup of amenities, including a resort-style pool with lap lanes, a recreation center with fitness and aerobics rooms, and spacious indoor and outdoor gathering areas. Enjoy pickleball and basketball courts, plentiful green space, and winding walking paths that make every day active and enjoyable. Additional Highlights Include: 36" upper cabinets at kitchen and pendant light prewires at kitchen island. MLS#7083085

16568 W Bronco Trail, Surprise
$549,990
4 Beds ⋅ 3 Baths ⋅ 7083044 MLS ⋅ 2,352 SqFt.
What's Special: Gourmet Kitchen | Larger Lot | No Rear Neighbors | Close to Amenities | Flex Room | Oversized Garage. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Hudson at 16960 W Yucatan Drive in Paradisi Encore! Step into this beautifully designed four-bedroom home that blends comfort, functionality, and effortless style. The heart of the home features a spacious gourmet kitchen with a large island overlooking the great room, creating the perfect setting for everyday living and entertaining. A private study offers flexibility for a home office, hobby room, or quiet retreat. The thoughtfully situated primary suite provides a relaxing escape with a luxurious bath and generous walk-in closet, while three secondary bedrooms offer comfort and privacy for family and guests. Enjoy seamless indoor-outdoor living with the covered outdoor space just off the main living area, ideal for morning coffee or evening gatherings. A well-placed laundry room and two-car garage with ample storage add convenience to this smart and inviting floor plan. Enjoy some of the Valley's most stunning views, with quick access to nature escapes like White Tank Mountain Regional Park for hiking, biking and outdoor adventure. Your master-planned community features a shimmering pool, pocket parks and a lively clubhouse. Additional Highlights Include: garden tub with separate shower at primary bath. MLS#7083044

16960 W Yucatan Drive, Surprise
$395,000
2 Beds ⋅ 2 Baths ⋅ 7083040 MLS ⋅ 1,902 SqFt.
ORIGINAL OWNER KEPT THIS HOME IN BEAUTIFUL CONDITION! INTERIOR LOT W/ N PATIO, 2 BEDS PLUS DEN/OFFICE, WOOD-LOOK SHUTTERS, TILE FLOORING (ALL BUT BEDROOMS), AND OPEN GREAT ROOM PLAN MAKE THIS HOME A TRUE WINNER! CLEAN AND MOVE-IN READY! KITCHEN HAS TONS OF CABINETS, SBS REFRIG WITH BOTTOM FREEZER, ISLAND, GAS STOVE, BREAKFAST BAR, AND GOOD-SIZED EATING AREA! INSIDE UTILITY HAS WASHER/DRYER INCLUDED! BACK YARD IS SO PLEASANT AND PRIVATE! THIS HOUSE HAS A GOOD FEEL -- JUST COME AND SEE!

21216 N Red Hills Drive, Surprise
$546,000
4 Beds ⋅ 3 Baths ⋅ 7082979 MLS ⋅ 2,586 SqFt.
This 4-bedroom, 3-bathroom home features a split floor plan that separates the primary bedroom from the secondary bedrooms, offering privacy and flexibility for different household needs. The thoughtful layout provides distinct zones for various activities while maintaining an open flow between common areas. The kitchen is equipped with stainless steel appliances, granite countertops, and a kitchen island that functions as both a prep surface and gathering point. The island provides additional storage underneath and extends counter space for meal preparation or casual dining. Tile flooring runs through the main living areas, providing durability and easy maintenance while creating visual continuity throughout the home. The open concept design connects the kitchen to the living spaces, making it easy to interact with guests or household members while cooking. Central air conditioning keeps the home comfortable year-round in the Arizona climate, with efficient temperature control distributed throughout all rooms. The covered patio extends the living space outdoors and connects smoothly to the backyard, which features a fenced yard for privacy and security. The covered area provides shade for outdoor dining or relaxation during warmer months. Artificial turf eliminates the need for regular lawn maintenance while keeping the outdoor area neat and accessible throughout the year. The low- maintenance landscaping approach allows more time for enjoying the space rather than maintaining it. The combination of these exterior features creates an outdoor environment well-suited for entertaining guests or quiet relaxation.

18942 W Laurel Lane, Surprise
$442,990
3 Beds ⋅ 3 Baths ⋅ 7082901 MLS ⋅ 1,946 SqFt.
Breathtaking mountain views, cul-de-sac and corner lot! DESIREABLE Frontera community! Smart Home package with video doorbell, energy efficient. Open, spacious kitchen has large island with breakfast bar, single bowl sink and a walk-in pantry. The quartz countertops are beautiful, backsplash included, gas range, 42'' Benton Burlap cabinets, matte black hardware and finishes throughout. Dining area perfect for entertaining. Only bedrooms and closets have carpet, 6''x36'' wood look tile everywhere else! Split floor plan, three bedrooms, separate office or flex room, 2.5 baths that are so roomy and well planned. Laundry room with cabinets, comfort height toilets, garage keyless entry. Soft water loop, 8' garage door. Large parks, pickleball, basketball super community!

20627 N 225th Drive, Surprise
$428,990
4 Beds ⋅ 3 Baths ⋅ 7082885 MLS ⋅ 2,005 SqFt.
A MUST SEE new floor plan! Stunning home loaded with upgrades. Elevated C design package with 42'' cabinets, stylish backsplash, huge island with breakfast bar. Entertainer's kitchen/great room so spacious perfect for gatherings. Pendant lighting prewires, upgraded electrical package, walk in pantry, trash can pullout and beautiful quartz countertops. Preferred 6''x36'' wood look tile, upgraded carpet, only in bedrooms and closets. Even better with quartz in the bathrooms, 8' interior doors, refrigerator, washer, dryer and blinds too. Smart home system! Amenities include pickleball, basketball, bocce ball, playgrounds, ramadas, mountain views, wow. Don't miss this one, ask about our amazing incentives.

22305 W Irma Lane, Surprise
$550,000
4 Beds ⋅ 3 Baths ⋅ 7082853 MLS ⋅ 2,343 SqFt.
DREAM home with resort style yard! On nearly 1/4 acre, this gorgeous residence offers 4 beds, 3 baths, 3-car garage w/Tesla charging station, RV gate, & EZ care landscape. Formal living & dining w/vaulted ceilings, plus separate family room for a perfect flowing floorplan! Well maintained w/NEW AC in 2026, & updated kitchen w/SS appliances, granite counters, mosaic tile backsplash, island, & breakfast nook w/bay window. Bedroom, full bath & laundry room on main level. Large primary suite features dual sinks, separate tub/shower, & double walk-in closets. Stylish wood-look tile & neutral paint. The spacious backyard oasis holds its own charm! Designed for ultimate relaxation & entertainment w/extended covered patio putting green, pavers, pergola, dog run, & refreshing pool w/rock waterfall. Well maintained interior features neutral tones and updated finishes, with a highly functional floorplan featuring multiple living and entertaining spaces, plus a convenient bedroom and full bathroom on the main level, along with the laundry. The spacious primary suite and 2 additional bedrooms are on the upper level. Outside, the spacious backyard oasis beckons! Designed for ultimate relaxation and entertainment, this space has been transformed into the ideal outdoor retreat. Ample seating for gatherings large and small, with extended covered patio, along with uncovered patio areas for soaking in the sun! Well-laid pavers and the pergola make the seating areas inviting all year round. Practice your short game on the putting green, and then cool off in the refreshing pool. Enjoy the beautiful Arizona sunsets with the soothing sounds of the rock waterfall. All this with an unusually large lot, in an exceptionally convenient location! Located halfway between Bell Rd and Prasada, you are just 5 minutes from endless options for shopping, dining, and entertainment. Convenient access to Loop 303 for easy travel throughout the valley. And 5 minutes from Surprise Stadium with Spring Training baseball, and the Surprise Recreation Campus offering year round events and celebrations. Several nearby highly rated schools, for both children and adults, including public school options with busing, as well as ALA School, Paradise Honors, and more, plus Ottowa University and Rio Salado College Surprise campus. Don't miss the opportunity to make this gem your forever home!

16413 W Sandra Lane, Surprise
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