Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends the charm of suburban living with the excitement of urban amenities. Known for its warm climate and friendly community, Surprise is an ideal place for families, retirees, and everyone in between. With a rich array of parks, recreational facilities, and community events, residents enjoy a lifestyle filled with outdoor adventures and social gatherings.

Surprise is also home to a variety of shopping, dining, and entertainment options, ensuring that you’ll never run out of things to do. From the stunning Surprise Stadium, where you can catch spring training games, to the picturesque Surprise Community Park, there’s always something happening in this dynamic city.

For those considering making Surprise their home, the housing market offers an exciting opportunity, especially for buyers looking to leverage FHA new financing options. With the Federal Housing Administration (FHA) backing, potential homeowners can benefit from lower down payment requirements and more flexible credit standards, making the dream of homeownership more accessible than ever.

Whether you’re searching for a cozy single-family home, a spacious townhouse, or a modern condo, Surprise has a diverse selection of properties that cater to various lifestyles and budgets. This welcoming city is not just a place to live; it’s a community where you can thrive, grow, and create lasting memories. Discover your perfect home in Surprise, AZ, and embrace the vibrant lifestyle that awaits you!

Newest Surprise Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7063206 MLS ⋅ 1,068 SqFt.

This quaint 3 bedroom, 2 bath home in the growing city of Surprise is ready for you to move in! All newer appliances included! Walk into the spacious living room & kitchen area w/ granite counter tops & new double glass door w/built in blinds. Carpet in bedrooms and tile in other areas with neutral colors t/o. Master Bath has new shower & High boy toilet. Laundry is complete with newer GE washer/dryer. As a bonus all windows have been replaced. The spacious backyard is ready for your personal design. Property is close to 303, Surprise Stadium, lots of new shopping & restaurants. Buyer to confirm school information.

15548 W Acapulco Lane, Surprise

3 Beds ⋅ 4 Baths ⋅ 7063152 MLS ⋅ 2,457 SqFt.

Nestled within the highly exclusive Estate Lot section of the prestigious Sterling Grove Golf & Country Club, this magnificent ''Bodega'' model commands attention on an oversized, premium 14,193-square-foot lot. Inside, the breathtaking great room serves as the ultimate focal point, boasting soaring vaulted ceilings, a cozy fireplace, and sophisticated wood-paneled accent walls. A massive, multi-paneled sliding glass door effortlessly dissolves the boundary between indoor and outdoor living, drawing you into a spectacular, resort-style backyard paradise.The outdoor space is an entertainer's absolute dream, centered around a lavish patio fully equipped with a built-in barbecue, a massive flat-screen television, custom space heaters, and built-in beer taps at the custom bar... ... Two electronic shades provide effortless climate control and privacy at the touch of a button. Steps away, the sparkling heated pool features five dramatic water features, a relaxing baja shelf, and an attached therapeutic spa. The sprawling grounds are further enhanced by mature, full-grown palm trees, sweet fruit trees, a putting green, and a gas fire pit perfect for starlit conversations. Complete with a double-gate entry leading to a dedicated golf cart garage, this estate offers an unparalleled luxury lifestyle. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

17911 W Mountainair Street, Surprise

4 Beds ⋅ 2 Baths ⋅ 7063130 MLS ⋅ 1,887 SqFt.

Fresh exterior paint, an updated kitchen and renovated baths give this 4-bedroom home a polished feel. Recent major-system updates include a new AC unit installed in 2025 and a water heater installed in 2024. The bright, open layout flows into a spacious kitchen with custom cabinetry, ample storage and newer blinds. The primary suite offers an updated walk-in closet. The flexible garage includes a mini-split system, a new epoxy-coated floor and space for fitness or recreation. Outdoors, enjoy a private retreat with a sparkling pool, hot tub, patio, custom bar and permanent exterior trim lighting ideal for entertaining.

13330 W Caribbean Lane, Surprise

1 Beds ⋅ 1 Baths ⋅ 7063118 MLS ⋅ 625 SqFt.

Discover this lovely manufactured home in the gated 55+ Sunflower RV Resort Community! A carport space & newly built front porch are just the beginning. The interior boasts a neutral palette, tons of natural light, vaulted ceilings & vinyl floors throughout. The inviting living room welcomes you! The eat-in kitchen offers granite counters & white shaker cabinetry w/crown molding. The perfectly sized bedroom features built-in storage. The bathroom includes a walk-in shower. A laundry closet adds everyday convenience. Check out the cozy backyard w/ a paver patio & artificial turf, ideal for relaxing & enjoying BBQ! Enjoy amenities including a pool, spa, dog parks, pickleball/tennis, poolside tiki bar, fitness center& more! Just minutes from shopping, dining, and major roads. Don't miss this!

16501 N El Mirage Road Unit 620, Surprise

4 Beds ⋅ 3 Baths ⋅ 7063117 MLS ⋅ 2,567 SqFt.

Fall in love with this charming 2-story residence with a POOL in Surprise Farms! Featuring 4 beds, 2 baths + powder room, low-care landscape, and a 2-car garage w/built-in shelving. The interior boasts high ceilings, tons of natural light, a designer palette, tile & wood-look flooring downstairs, and plush carpet upstairs. Excellent floor plan with spacious living & dining room, and an inviting family room that flows seamlessly into the kitchen! The impressive kitchen is equipped with a pantry, gray shaker cabinetry with crown molding, quartz counters, SS appliances, peninsula w/farmhouse sink & breakfast bar under pendant lights, and a breakfast nook w/bay window. All bedrooms located upstairs! Also including a versatile loft that provides the perfect space for a game room or home office. The sizable primary suite includes a double-door entry and an ensuite with a separate tub/shower & a walk-in closet. Your backyard oasis awaits with a sparkling pool, covered patio, artificial turf, an outdoor kitchen with bar seating, and a pergola-covered seating area. The paver patio completes the outdoor living space. Conveniently located near parks, schools, shopping, dining, and Loop 303. Move-in ready!

17047 W Carmen Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7063110 MLS ⋅ 1,917 SqFt.

Solar-powered and packed with upgrades, this is Arizona living at its best! Beautifully updated 4-bed, 2-bath home features an open-concept floor plan. The remodeled kitchen shines with granite countertops, an elegant tile backsplash, stainless steel appliances, custom tile flooring, and abundant cabinetry. With updated flooring, plantation shutters, custom built-in cabinets, upgraded lighting and ceiling fans, surround sound, and a spacious primary suite with an updated bath. Additional improvements include a new microwave, dishwasher, refrigerator, water heater, and garage door with opener. The oversized 2.5-car garage offers additional storage, while the backyard offers a covered patio with a ceiling fan, raised garden beds, and a PebbleTec pool with water feature and fire features. Situated on a large lot with the added benefit of solar, this exceptional home offers style and energy efficiency.

12945 N 175th Drive, Surprise

2 Beds ⋅ 3 Baths ⋅ 7063107 MLS ⋅ 2,199 SqFt.

Welcome to the desirable Papago model in Arizona Traditions! This spacious home offers 2 bedrooms, 2.5 bathrooms, a versatile flex room, and a 3-car garage. The flex room is ideal for a home office, den, hobby room, or additional guest space. Built-in surround sound enhances everyday living and entertaining. Step outside to enjoy the peaceful water feature and covered back patio with a retractable awning--perfect for relaxing or entertaining throughout the year. Located within a premier guard-gated 55+ community, residents enjoy golf, a clubhouse, fitness facilities, swimming, social activities, and an active resort-style lifestyle. Discover comfort, flexibility, and exceptional community living in one of Arizona's most welcoming active-adult neighborhoods!

18251 W Stinson Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063011 MLS ⋅ 1,942 SqFt.

Your own private backyard oasis awaits! Imagine unwinding to the soothing sound of the waterfall, entertaining under the pergola, or enjoying Arizona evenings on the covered patio. Situated on an oversized corner lot with no neighbors behind or on one side, this beautifully upgraded 2019 home offers the perfect blend of comfort, style, and privacy. The open great room features wood-look tile, a dramatic 4-panel sliding glass door, and a stunning kitchen with granite countertops, gas cooking, custom accent lighting, and included refrigerator. The split primary suite provides a peaceful retreat, while new carpet adds a fresh touch. Ask about the opportunity to have the energy-saving solar paid off at closing!

10983 N 188th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7062983 MLS ⋅ 2,728 SqFt.

Move-in-ready home in MARLEY PARK with New Flooring, pool, 2-car garage, and OWNED SOLAR PANELS. This 4-bed, 2-bath features neutral paint, tile, and wood-look flooring in the second and tile on the first floor. The open floor plan includes formal living/dining rooms, with a plus room that can be used as an office or a 5th room. The kitchen offers granite counters, built-in appliances, a walk-in pantry, and a breakfast bar. The primary suite has dual sinks, a separate tub/shower, and a walk-in closet.

14901 W Dreyfus Street, Surprise

3 Beds ⋅ 2 Baths ⋅ 7062892 MLS ⋅ 1,353 SqFt.

Welcome to your new home! Introducing this charming 3-bedroom residence nestled in the desirable Marley Park Community. Inside, you'll find a living room, along with an eat-in kitchen enhanced by built-in appliances, a pantry, and a breakfast bar. Discover the primary bedroom, offering a private bathroom, adding convenience to your everyday routine. Unwind under the covered patio or host memorable weekend gatherings in the backyard. Don't miss out on this incredible gem!

15352 W Wethersfield Road, Surprise

2 Beds ⋅ 2 Baths ⋅ 7062853 MLS ⋅ 884 SqFt.

This charming, furnished, 2 bedroom, 2 bathroom apartment awaits you in the desirable Gated 55+ Community Sun Village! Inside, you'll discover a spacious living room perfect for entertaining and relaxation, showcasing tile flooring, plantation shutters, and a neutral palette that creates a comfortable atmosphere. The kitchen displays flat panel cabinetry, ample counter space, and built in appliances for a seamless cooking experience. Get a good night's rest in the primary bedroom, which offers a practical walk-in closet for an easily organized wardrobe. Don't forget to visit the community's pool, spa, lake, golf, tennis court, and other amenities to fill your days with fun activities! Enjoy the convenient location close to restaurants, shopping, the highway, and golfing! Welcome home! Sun Village is a 55+ Gated, Resort Style Community. Enjoy the 18 hole par 3 golf course, gigantic heated pool & spa, pickleball, tennis, fitness gym, wood shop, billiards, onsite entertainment in our ball room and onsite restaurant! Sun Village, is a gated, security guarded, age 55+, community, in the city of Surprise, Arizona. This small community is made up of just under 1400 homes and condominiums. The Sun Village Community has an 18 hole, par three "no-"riding" golf course, an heated swimming pool and spa, tennis, pickle ball and shuffleboard courts, horseshoe pits, an exercise room, a billiards room, sewing and crafts rooms, and a ballroom, where national and international entertainment can be enjoyed! Also secure RV Storage available for a fee. Close by you will find the spring training home of the Texas Rangers and the Kansas City Royals. Across the street from Surprises' baseball complex, is a 25 court tennis complex that is home to national and international tennis tournaments. A Regional Library, a park, and a fishing lake are also part of this fantastic recreational area.

14300 W Bell Road Unit 135, Surprise

4 Beds ⋅ 4 Baths ⋅ 7062815 MLS ⋅ 5,167 SqFt.

Pride of ownership shines in this beautifully maintained home on an acre lot! Features include 4 bedrooms and 3.5 bathrooms, a 3 car garage, RV gate, bright open interior, high ceilings, plantation shutters, tile and carpet flooring, formal living and dining areas, den, loft, media room and a spacious great room with a fireplace and surround sound wiring. The chef's kitchen offers granite counters, abundant cabinetry, butler's area, walk-in pantry, stainless appliances, island, and breakfast nook. Retreat to the luxurious backyard equipped with a pool, spa, out door kitchen, fire place, artificial turf and sports deluxe package! There is a basketball court that triples as a badminton and Volley ball court! Keep exploring and you'll find a putting green and a horse shoe court. This home has it all! Major updates include A/C units from 2020 and 2022, roof replaced Dec. 2025, 2020 tankless water heater, 2026 water softener, all-new windows, and a newly resurfaced deck. Owned SolarEdge solar, installed in 2015, is grandfathered on APS's 1:1 energy plan. Extravagant is an understatement!

10746 N 146th Avenue, Surprise

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