Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in Maricopa County that perfectly blends small-town charm with big-city amenities. Known for its warm climate, vibrant community, and abundant recreational opportunities, Surprise is an ideal place for families, retirees, and everyone in between to call home.

Surprise boasts a rich tapestry of parks, golf courses, and outdoor spaces, making it a haven for nature lovers and sports enthusiasts alike. The city is home to the Surprise Stadium, where you can catch exciting spring training games, as well as numerous trails for hiking and biking. With a variety of shopping, dining, and entertainment options, residents enjoy a lifestyle that balances relaxation and activity.

When it comes to real estate, Surprise offers a diverse range of homes that cater to every taste and budget. Whether you’re searching for a cozy single-family home or a spacious modern residence, you’ll find it here. Many properties are available with conventional financing options, making it easier than ever to secure your dream home in this thriving community. With competitive prices and a variety of financing opportunities, purchasing a home in Surprise is not just a dream, but a reachable reality.

Experience the warmth and hospitality of Surprise, where community spirit shines bright. With its beautiful landscapes, friendly neighborhoods, and convenient access to the greater Phoenix area, this city is truly a place where you can thrive. Explore the possibilities and discover why so many are choosing to make Surprise their home sweet home!

Newest Surprise Homes with Conventional New Financing

$259,000
1 Beds ⋅ 2 Baths ⋅ 7082804 MLS ⋅ 700 SqFt.
Charming Home with desirable location in the Sought-After Happy Trails Community! Don't miss this lovely, fully furnished stuccoed manufactured home. Step onto the beautifully tiled covered front patio -- the perfect spot for morning coffee -- and enjoy the convenience of a private carport. Inside, you'll find spacious living areas adorned with plush new carpet flooring, abundant natural light, The warm and inviting kitchen offers wood cabinetry, built-in appliances, and plenty of storage space. Relax in the serene bedroom, featuring vaulted ceilings, a roomy closet, and an attached bathroom for added comfort. A generous laundry area with extra storage makes everyday living a breeze. Newer HVAC & RO System! Best of all, you'll have access to the fantastic amenities in Hapy Trails!

17200 W Bell Road Unit 1202, Surprise
$225,000
7082799 MLS
1.5 Acres lot. No HOA. Great location! Great Road Access! Surrounded by million dollar custom homes. Maricopa county land- Ready to Build. Zoned R-43/perfect for one acre custom home sites. This area still has gorgeous pristine desert but is still close to all of the amenities! Power across the street. Water by Well, Sewer by Septic. Maricopa county land with low taxes. Future access to the Loop 303 and Happy Valley Rd from 155th Avenue. This parcel provides easy access to schools, major employers, shopping, dining and entertainment. Close to new Taiwan Semiconductor (TSMC) Chip Plant. Beautiful mountain views!! Enjoy the country living located near the US-60. Bring your toys and horses. Come take a look today!!

15201 W Frontier Drive Unit '-', Surprise
$399,900
2 Beds ⋅ 2 Baths ⋅ 7082774 MLS ⋅ 1,285 SqFt.
Welcome to elevated Az living in this elegant single-story villa within the prestigious, gated Sterling Grove Golf & Country Club. Gently lived in & impeccably maintained, this sophisticated 2-bedroom, 2-bath residence features a desirable split-bedroom floor plan, offering enhanced privacy & comfort, along with turnkey ease & an effortless lock-and-leave lifestyle. A charming front porch welcomes you & sets the tone for relaxed indoor-outdoor living. Inside, abundant natural light fills the open-concept living spaces, complemented by beautiful tile flooring and a soft, neutral designer palette. The gourmet kitchen shines with stainless steel appliances, a striking tile backsplash, recessed lighting, generous cabinetry with crown molding, and sophisticated designer lighting & fixtures.

11300 N Casa Dega Drive Unit 1015, Surprise
$539,000
4 Beds ⋅ 3 Baths ⋅ 7082768 MLS ⋅ 2,105 SqFt.
Beautiful Home with Designer touches! This home features 4BR, 3BA home with 2-car garage and private casita/apartment in Asante Artisan! Enjoy an open floor plan with high ceilings, natural light, custom paint, designer fans, neutral finishes & tile flooring. Kitchen features quartz counters, shaker cabinets, stainless appliances, pantry, recessed lighting & breakfast bar. Spacious primary suite offers dual sinks & walk-in closet. Private NextGen casita includes a full kitchen, great room, bedroom, bath, laundry, walk-in closet & separate entrance ideal for guests, multigenerational living, or full-time rental potential. Finished grass backyard with irrigation, shade tree & covered patio. The garage features ceiling storage racks to help keep everything tidy. Artisan at Asante features Artisan at Asante features, beach entry pool, lap pool, fitness studio, movement studio, ideal for yoga, Pilates, dance, and aerobics, designed pocket parks, 8 state-of-the-art pickleball courts, half basketball court, cornhole, Asante Library, Shopping, Restaurants, schools and so much more. Come see it today!

17345 W Smoketree Drive, Surprise
$345,500
2 Beds ⋅ 2 Baths ⋅ 7082717 MLS ⋅ 1,190 SqFt.
Welcome to this thoughtfully updated 2-bedroom, 2-bath home with a versatile den, perfectly situated on a quiet cul-de-sac. Offering fantastic curb appeal and low-maintenance landscaping in both the front and back yard. This property is truly move-in ready with new HVAC (2024), brand-new roof underlayment (2026), and fresh interior and exterior paint (2026). Inside, you'll find an open, light-filled layout with vaulted ceilings and neutral color tones. The separate den provides an exceptional bonus space--ideal for a dedicated home office, playroom, or a quiet reading nook. The primary suite includes a walk-in closet and a private bathroom. The spacious backyard provides an ideal setting for relaxation or entertaining, complete with a covered patio and extended pavers. Come see it today.

13823 N 148th Lane, Surprise
$454,600
4 Beds ⋅ 3 Baths ⋅ 7082698 MLS ⋅ 2,071 SqFt.
This stunning single story home offers 2,071 sq ft of functional living space. It features 4 bedrooms, 3 bathrooms, den, and a 2-car garage. The open concept kitchen is perfect for entertaining and features an Island, a walk-in pantry and stainless steel appliances. It includes white 42'' cabinets, quartz kitchen countertop and backsplash, and 7x22 wood looking plank tile in all the common areas. The great room offers a large sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. The primary suite has a spacious walk-in closet, double sinks, walk-in shower, and an additional linen closet for extra storage. This home also includes interior blinds and all appliances making it move in ready! Located in North Copper Canyon with resort-style amenities and easy access to the 303!

22733 N 181st Drive, Surprise
$1,049,000
2 Beds ⋅ 3 Baths ⋅ 7082644 MLS ⋅ 2,045 SqFt.
Welcome to luxury living at its finest in the exclusive, 55+ single-level section of Sterling Grove Golf & Country Club. This meticulously and elegantly upgraded ''Potomac'' model sits on a rare, premium oversized lot, offering the perfect blend of sophisticated interior design and an absolute backyard paradise. Inside, the highly desirable split floor plan immediately impresses, seamlessly balancing privacy with open-concept entertaining spaces where every corner showcases high-end, thoughtful upgrades that elevate the living experience. Step out back into your private oasis, perfectly positioned along hole #14 and strategically situated so you can enjoy premium golf course frontage with total peace of mind and no golf balls hitting the house. The outdoor living area is an entertainer' ...dream, featuring a pristine pool enhanced by elegant deck-jet water features, a custom pergola, and a cozy fire pit area perfect for evening relaxation. A spacious patio equipped with electronic screens ensures year-round comfort, while a convenient double-wide gate opens up to allow for easy backyard access. Best of all, the yard is oriented to capture jaw-dropping, unobstructed mountain and sunset views that truly define Arizona living. This turnkey masterpiece offers a rare opportunity to own one of the finest lots and models in Sterling Grove. Furniture is negotiable. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17693 W Guthrie Street, Surprise
$425,000
2 Beds ⋅ 2 Baths ⋅ 7082603 MLS ⋅ 1,546 SqFt.
Come see your new home! 2 Bedroom 2 Bathroom updated home on a quiet street in THE GRAND. The kitchen is beautiful with new granite countertops, pull outs drawers in every cabinet and spotless! The laundry room is updated with a sink and cabinets and folding space. Wait until you see the NEW ZERO ENTRY shower in the Primary Bathroom! Walk in, with gorgeous tile, both shower head and handheld sprayer! The A/C was new in 2019 and the ROOF underlayment done in 2021. This home is move in ready. Just bring your treasures!

15970 W La Paloma Drive, Surprise
$370,000
2 Beds ⋅ 2 Baths ⋅ 7082393 MLS ⋅ 1,416 SqFt.
Discover this charming golf-course home in the gated 55+ Community of Arizona Traditions! Featuring a low-care landscape, a 2-car garage w/built-in cabinetry, a stone-accented facade, and an inviting front porch. Inside, you'll find vaulted ceilings, wood-look & tile floors, soft carpet in the right places, and a spacious living area. The eat-in kitchen boasts recessed lighting, plenty of wood cabinets & counter space, SS appliances, and an island. The perfectly sized main bedroom includes a private bath with dual sinks, a glass-enclosed shower, and a walk-in closet. Outside, your backyard retreat backs to the golf course with no immediate rear neighbors for added privacy. A covered patio and paver seating area provide space for relaxing and entertaining. Don't miss this opportunity!

17418 N Fairway Drive, Surprise
$497,500
3 Beds ⋅ 2 Baths ⋅ 7082378 MLS ⋅ 2,126 SqFt.
This is a rare find! Single story in Royal Ranch! Super clean 3 bedroom plus den/office! As you enter you will notice large neutral tile floors in the main walkways and living areas. Custom wood accent wall adds depth and character to front living and dining area. Continuing into the home you will find the large open kitchen with upgraded cabinetry and stainless appliances. The great room boasts beautiful built ins. The primary bedroom is large in this true split bedroom floor plan. The backyard is an oasis featuring a built in BBQ with custom decking. The pool is heated and has a large water feature. Just wait until you see this 3 car oversized garage! Lots of cabinets, overhead storage, extended length and extended height. So much room! So much storage space! Come see this one today!

14633 W St Moritz Lane, Surprise
$549,900
2 Beds ⋅ 2 Baths ⋅ 7082337 MLS ⋅ 1,894 SqFt.
This MOVE-IN READY Borgata Model in The Grand features 2 Bedrooms, a Den, 2 UPDATED Bathrooms, & a SPACIOUS 3-car Garage. The Eat-in Kitchen offers Granite countertops and Stainless-steel appliances. Soaring 9+ ft. Ceilings, Crown molding, 6-inch Baseboards, Shutters, Tile flooring t/o, and FRESH interior & exterior paint enhance the home. Additional features include a Custom lit Entertainment wall, custom Laundry cabinetry, andabundant Garage cabinets & storage. Relax amid the mature, park-like Backyard landscaping on the covered paver patio, complete w/ a knee wall, two gates, lighting, & ceiling fans. The Front walkway is ADORNED w/ pavers & desirable N/S exposure. Beautifully maintained & ready to enjoy--come experience this EXCEPTIONAL home & The Grand's Active Adult Lifestyle!

20140 N Golden Barrel Drive, Surprise
$389,000
3 Beds ⋅ 2 Baths ⋅ 7082303 MLS ⋅ 1,892 SqFt.
Welcome home to this charming 3-bedroom home nestled in the lovely community of Austin Ranch! Inside, you will find an inviting hallway leading to the spacious open floor plan that provides an excellent flow for everyday living and entertaining. Spotless kitchen is fully equipped with stainless steel appliances, plenty of cabinets with crown moulding, and a convenient walk-in pantry. Check out the large primary bedroom, offering a private bathroom with a glass step-in shower and a walk-in closet. Versatile den adds valuable flexibility and can be used as an exercise area, reading nook, or office. Don't miss the generous-sized backyard complete with a cozy patio, artificial turf, and play area. What's not to like? Make it yours while it's available!

17530 W Villa Hermosa Lane, Surprise
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