Surprise Homes with No Carry New Financing

Surprise Homes with No Carry New Financing

Welcome to Surprise, Arizona—a vibrant city nestled in the heart of Maricopa County that offers a unique blend of suburban charm and desert adventure. Known for its friendly atmosphere and stunning landscapes, Surprise is a hidden gem that promises an exceptional quality of life for families, retirees, and everyone in between.

Surprise boasts a rich array of recreational amenities, including the beautiful Surprise Community Park, which features sports fields, playgrounds, and picnic areas perfect for family gatherings. For golf enthusiasts, the city is home to several award-winning golf courses that cater to all skill levels. Nature lovers will appreciate the nearby White Tank Mountain Regional Park, where hiking trails and breathtaking views await.

When it comes to real estate, Surprise provides an enticing opportunity with homes that offer no carry new financing options. This means you can find your dream home without the burden of complicated financing arrangements. Whether you’re looking for a cozy single-family home or a spacious abode to accommodate your growing family, the diverse housing market here ensures that there’s something for everyone.

Surprise is not just a place to live; it’s a community that thrives on connection and engagement. With a calendar full of events, from farmers' markets to cultural festivals, residents enjoy a lively social scene that fosters friendships and lasting memories.

Discover the charm of Surprise, AZ, where your ideal home awaits amid stunning landscapes and a warm, welcoming community. Let us help you find the perfect property that fits your lifestyle today!

Newest Surprise Homes with No Carry New Financing

Values are rising in this neighborhood. This lot J, and the one next to it, Lot G, are both for sale, individually or together - your choice. Lot G is 1.23 AC - see MLS 7053298. (Together they are 3.23 AC.) Permitted SFR, mobile, manufactured and accessory structures and dwellings are allowed. Due Diligence Report is available upon request.

TBD N 163rd Avenue Unit 47, Surprise

Values are rising in this neighborhood. This lot G, and the one next to it, Lot J, are both for sale, individually or together - your choice. Lot J is 2 AC - see MLS 7054554. (Together they are 3.23 AC.) Permitted SFR, mobile, manufactured and accessory structures and dwellings are allowed. Due Diligence Report is available upon request.

TBD N 165th Avenue Unit 47, Surprise

3 COMBINED LOTS, OVER .5 ACRES, SURPRISE HERITAGE DISTRICT, DEVELOPMENT POTENTIAL A rare infill opportunity in the Surprise Heritage District with three combined lots totaling more than .5 acres. Currently the lots are zoned C-03 but a new buyer could potentially opt-in to the SHD zoning incentives for Residential or Commercial designation allow special setbacks designed to encourage development and may support multifamily construction, single family homes, or small commercial uses, subject to buyer verification. The site may also qualify for a 100% waiver of development impact fees, creating a compelling path for builders and investors. With more than 200 feet of road frontage and over 120 feet of depth, the oblique-shaped lot offers flexibility for a wide range of potential structures. Positioned minutes from Bell Road and Grand Avenue, between Dysart and Greenway, this location sits in a growing Surprise corridor with strong access and visibility. One of the more build-ready infill lots in the area due to its size, frontage, and SHD development incentives with utilities already on site. Buyers seeking land, multifamily potential, or a strategic hold in Surprise should take a closer look.

15826 N Desert Sage Street Unit 30, Surprise

DIRECTLY IN THE PATH OF PROGRESS! THIS PARCEL OFFERS EXCITING POTENTIAL FOR FUTURE COMMERCIAL OR MIXED-USE DEVELOPMENT AS THE CITY OF SURPRISE CONTINUES TO EXPAND NORTHWARD. THE LOT PREVIOUSLY HOSTED A MANUFACTURED HOME, WHICH HAS BEEN REMOVED -- BUT THE PROPERTY STILL INCLUDES A SHARED WELL AND EXISTING SEPTIC SYSTEM FOR ADDED VALUE. WELL INFORMATION FORTHCOMING. PROPERTY CANNOT GO FHA DUE TO THE NUMBER OF HOMES ON THE SHARED WELL. BUYER TO VERIFY ALL UTILITIES, ZONING, AND DEVELOPMENT POSSIBILITIES WITH THE CITY OF SURPRISE. EXCELLENT OPPORTUNITY FOR INVESTORS, BUILDERS, OR VISIONARIES LOOKING TO SECURE LAND IN ONE OF THE WEST VALLEY'S FASTEST-GROWING CORRIDORS.

31318 N 163 Avenue Unit -, Surprise

Opportunity to own nearly an acre in Surprise located in an area with custom homes and spacious lots. This property offers the flexibility to design and build the home that fits your lifestyle with room for an RV garage, shop, or additional outdoor space. Enjoy the quiet setting while still being close to major roadways for easy access to the surrounding areas.

180xx W Faye Way Unit -, Surprise

Land in West Surprise, a flag-shaped 4.22 acre parcel w/frontage on both W Jomax Rd & N 237th Ave & electrical power at the pole! Mountain views & room to grow! Additional 4 parcels are available - 3 at 1 acre each & 1 at 1.47 acres. Great opportunity for building your horse property or for anyone seeking to create their own oasis or multi-use compound. Close enough to the city, yet totally rural. This land is outside the Luke AFB building restrictions and each lot has a buildable portion for residences, outbuildings & casitas above the flood flow zone. See the docs tab for recorded plat plan, Surprise zoning, & custom home plans. Additional parcels are 503-83-892, 503-83-893, 503-83-894 & 503-83-895. You can bundle parcels into one deal for up to 9 acres. Make your dream come true now!

237X-5 W Jomax Road Unit 5, Surprise

1 acre parcel - 2nd lot from corner of N 237th Ave & W Jomax Rd in West Surprise w/POWER at the POLE. Additional 4 parcels are available - 2 at 1 acre each, 1 at 1.47 acres & 1 flag lot w/ 4.22 acres & frontage on two streets. Great opportunity for creating your horse property or for anyone seeking to create their own oasis or multi-use compound. Close enough to the city yet totally rural. See the docs tab for recorded plat plan, Surprise zoning, & custom home plans. Additional parcels are 503-83-892, 503-83-893, 503-83-894 & 503-83-896. This land is outside the Luke AFB building restrictions and each lot has a buildable portion for a residence, outbuildings & casita above the flood flow zone. You can bundle parcels into one deal for up to 9 acres. Make your dream!

237X-4 W Jomax Road Unit 4, Surprise

3rd lot from the corner of W Jomax Rd & N 237th Ave in West Surprise w/power at the pole! 1 acre parcel w/frontage on W Jomax Rd. Additional 4 parcels are available - 2 at 1 acre each, 1 at 1.47 acres & 1 flag lot w/ 4.23 acres w/frontage on two streets. Great opportunity for building your horse property or for anyone seeking to create their own oasis or multi-use compound. Close enough to the city yet totally rural. This land is outside the Luke AFB building restrictions. Each lot has a buildable portion for a residence & casita or outbuildings above the flood flow zone. Additional parcels are 503-83-892, 503-83-893, 503-83-895 & 503-83-896. See the docs tab for recorded plat plan, Surprise zoning & custom home plan. Bundle parcels into one deal for up to 9 acres. Make your dream now!

237X-3 W Jomax Road Unit 3, Surprise

2nd lot from the corner of W Jomax Rd & N 237th Ave in West Surprise w/power at the pole! 1 acre parcel w/frontage on W Jomax Rd. Great opportunity for building your horse property or for anyone seeking to create their own oasis or multi-use compound. Close enough to the city yet totally rural. This land is outside the Luke AFB building restrictions. Each lot has a buildable portion for a residence & casita or outbuildings above the flood flow zone. Additional 4 parcels are available - 2 at 1 acre each, 1 at 1.47 acres & 1 flag lot w/ 4.22 acres w/frontage on two streets. See the docs tab for recorded plat plan, Surprise zoning & custom home plans. Additional parcels are 503-83-892, 503-83-894, 503-83-895 & 503-83-896. Bundle parcels into one deal for up to 9 acres. Build your dream now!

237X-2 W Jomax Road Unit 2, Surprise

1.47 acres of land in West Surprise! A corner parcel at W Jomax Rd & N 237th Ave with electrical power at the pole! Mountain views & room to grow! Close enough to the city, yet totally rural. Great opportunity for building your horse property or for anyone seeking to create their own oasis or multi-use compound. Additional 4 parcels are available - 3 at 1 acre each & 1 at 4.22 acres. See the docs tab for recorded plat plan, Surprise zoning, & custom home plans. Additional parcels are 503-83-896, 503-83-893, 503-83-894 & 503-83-895. This land is outside the Luke AFB building restrictions and each lot has a buildable portion for residences, outbuildings & casitas above the flood flow zone. You can bundle parcels into one deal for up to 9 acres. Make your dreams come true now!

237X-1 W Jomax Road Unit 1, Surprise

Experience the ultimate AZ lifestyle with this expansive 1.08 acre parcel nestled in a quiet developing pocket of Surprise. This prime lot offers a rare combination of privacy and potential, whether you are looking to build a custom ranch estate with plenty of room for an RV garage, workshop, this build- ready site provides the perfect canvas.

17334 W Norwich Drive Unit 29, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.