Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends the charm of suburban living with the excitement of urban amenities. Known for its warm climate and friendly community, Surprise is an ideal place for families, retirees, and everyone in between. With a rich array of parks, recreational facilities, and community events, residents enjoy a lifestyle filled with outdoor adventures and social gatherings.

Surprise is also home to a variety of shopping, dining, and entertainment options, ensuring that you’ll never run out of things to do. From the stunning Surprise Stadium, where you can catch spring training games, to the picturesque Surprise Community Park, there’s always something happening in this dynamic city.

For those considering making Surprise their home, the housing market offers an exciting opportunity, especially for buyers looking to leverage FHA new financing options. With the Federal Housing Administration (FHA) backing, potential homeowners can benefit from lower down payment requirements and more flexible credit standards, making the dream of homeownership more accessible than ever.

Whether you’re searching for a cozy single-family home, a spacious townhouse, or a modern condo, Surprise has a diverse selection of properties that cater to various lifestyles and budgets. This welcoming city is not just a place to live; it’s a community where you can thrive, grow, and create lasting memories. Discover your perfect home in Surprise, AZ, and embrace the vibrant lifestyle that awaits you!

Newest Surprise Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7063011 MLS ⋅ 1,942 SqFt.

Your own private backyard oasis awaits! Imagine unwinding to the soothing sound of the waterfall, entertaining under the pergola, or enjoying Arizona evenings on the covered patio. Situated on an oversized corner lot with no neighbors behind or on one side, this beautifully upgraded 2019 home offers the perfect blend of comfort, style, and privacy. The open great room features wood-look tile, a dramatic 4-panel sliding glass door, and a stunning kitchen with granite countertops, gas cooking, custom accent lighting, and included refrigerator. The split primary suite provides a peaceful retreat, while new carpet adds a fresh touch. Ask about the opportunity to have the energy-saving solar paid off at closing!

10983 N 188th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7062983 MLS ⋅ 2,728 SqFt.

Move-in-ready home in MARLEY PARK with New Flooring, pool, 2-car garage, and OWNED SOLAR PANELS. This 4-bed, 2-bath features neutral paint, tile, and wood-look flooring in the second and tile on the first floor. The open floor plan includes formal living/dining rooms, with a plus room that can be used as an office or a 5th room. The kitchen offers granite counters, built-in appliances, a walk-in pantry, and a breakfast bar. The primary suite has dual sinks, a separate tub/shower, and a walk-in closet.

14901 W Dreyfus Street, Surprise

3 Beds ⋅ 2 Baths ⋅ 7062892 MLS ⋅ 1,353 SqFt.

Welcome to your new home! Introducing this charming 3-bedroom residence nestled in the desirable Marley Park Community. Inside, you'll find a living room, along with an eat-in kitchen enhanced by built-in appliances, a pantry, and a breakfast bar. Discover the primary bedroom, offering a private bathroom, adding convenience to your everyday routine. Unwind under the covered patio or host memorable weekend gatherings in the backyard. Don't miss out on this incredible gem!

15352 W Wethersfield Road, Surprise

2 Beds ⋅ 2 Baths ⋅ 7062853 MLS ⋅ 884 SqFt.

This charming, furnished, 2 bedroom, 2 bathroom apartment awaits you in the desirable Gated 55+ Community Sun Village! Inside, you'll discover a spacious living room perfect for entertaining and relaxation, showcasing tile flooring, plantation shutters, and a neutral palette that creates a comfortable atmosphere. The kitchen displays flat panel cabinetry, ample counter space, and built in appliances for a seamless cooking experience. Get a good night's rest in the primary bedroom, which offers a practical walk-in closet for an easily organized wardrobe. Don't forget to visit the community's pool, spa, lake, golf, tennis court, and other amenities to fill your days with fun activities! Enjoy the convenient location close to restaurants, shopping, the highway, and golfing! Welcome home! Sun Village is a 55+ Gated, Resort Style Community. Enjoy the 18 hole par 3 golf course, gigantic heated pool & spa, pickleball, tennis, fitness gym, wood shop, billiards, onsite entertainment in our ball room and onsite restaurant! Sun Village, is a gated, security guarded, age 55+, community, in the city of Surprise, Arizona. This small community is made up of just under 1400 homes and condominiums. The Sun Village Community has an 18 hole, par three "no-"riding" golf course, an heated swimming pool and spa, tennis, pickle ball and shuffleboard courts, horseshoe pits, an exercise room, a billiards room, sewing and crafts rooms, and a ballroom, where national and international entertainment can be enjoyed! Also secure RV Storage available for a fee. Close by you will find the spring training home of the Texas Rangers and the Kansas City Royals. Across the street from Surprises' baseball complex, is a 25 court tennis complex that is home to national and international tennis tournaments. A Regional Library, a park, and a fishing lake are also part of this fantastic recreational area.

14300 W Bell Road Unit 135, Surprise

4 Beds ⋅ 4 Baths ⋅ 7062815 MLS ⋅ 5,167 SqFt.

Pride of ownership shines in this beautifully maintained home on an acre lot! Features include 4 bedrooms and 3.5 bathrooms, a 3 car garage, RV gate, bright open interior, high ceilings, plantation shutters, tile and carpet flooring, formal living and dining areas, den, loft, media room and a spacious great room with a fireplace and surround sound wiring. The chef's kitchen offers granite counters, abundant cabinetry, butler's area, walk-in pantry, stainless appliances, island, and breakfast nook. Major updates include A/C units from 2020 and 2022, roof replaced Dec. 2025, 2020 tankless water heater, 2026 water softener, all-new windows, and a newly resurfaced deck. Owned SolarEdge solar, installed in 2015, is grandfathered on APS's 1:1 energy plan. Extravagant is an understatement! Grand owner's retreat showcases double-door entry, direct outdoor access, an elegant ensuite w/a soaking tub, & a walk-in closet. Don't miss the HUGE loft w/a wet bar & a flexible bonus room w/balcony access. WOW! Resort-style backyard paradise is complete w/a covered patio, fire pit, sparkling pool, spa, gazebo, pergola w/built-in BBQ, putting green, & basketball court. This extraordinary gem truly has it all--luxury, space, & exceptional outdoor living!

10746 N 146th Avenue, Surprise

3 Beds ⋅ 3 Baths ⋅ 7062788 MLS ⋅ 1,882 SqFt.

What's Special: Corner Lot | Cul-de-Sac Lot | Close to Amenity | Flex Room | Covered Patio | Large Kitchen Island. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Arlington at 25342 N 165th Lane in Artisan at Asante Vista! This thoughtfully designed two-story home offers an open and inviting layout that makes everyday living and entertaining feel effortless. The bright kitchen features a generous pantry and overlooks the dining area and great room, creating a seamless gathering space. A versatile flex room near the entry provides the perfect place for a home office, hobby room, or play space. Upstairs, the private primary suite includes a spacious walk-in closet and dual-sink bath, while two additional bedrooms and a centrally located laundry room add convenience for the whole household. Step outside to the covered patio and enjoy a comfortable extension of your living space. Artisan at Asante offers a vibrant lineup of amenities, including a resort-style pool with lap lanes, a recreation center with fitness and aerobics rooms, and spacious indoor and outdoor gathering areas. Enjoy pickleball and basketball courts, plentiful green space, and winding walking paths that make every day active and enjoyable. Additional Highlights Include: 36" upper cabinets at kitchen, 12"x24" tile flooring in all common areas, window coverings, upgraded matte black hardware, pendant light prewires, and ceiling fan prewires. MLS#7062788

25342 N 165th Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7062780 MLS ⋅ 1,793 SqFt.

Welcome to this beautiful newly built home offering 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for modern living. Move-in ready, this home combines contemporary finishes with a piece of mind that comes with builder fresh construction. The spacious open kitchen features stainless steel appliances, a gas range, and a large island perfect for entertaining. Step outside to a nicely landscaped low maintenance backyard, featuring durable pavers, artificial turf, and your own private putting green so you can sharpen your short game without ever leaving home. Upstairs offers a lovely primary suite with dual vanity, expansive shower, and walk-in closet, as well as 2 additional bedrooms, guest bathroom, space for an office setup, and a convenient laundry room. Enjoy the community amenities at the parks or playground, and access to two community pools. This is an amazing opportunity to own a nearly new constructed home located in the highly rated Dysart Unified School District and within an easy reach of two major regional employment hubs with TSMC only 16 miles away and Luke Air Force Base only 19 miles away. An incredible area with plenty of shopping, restaurants, and quick access to Lake Pleasant as well!

14240 W Hackamore Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7062777 MLS ⋅ 1,693 SqFt.

Beautiful move in ready 4 bedroom, 2 bath home featuring an open floor plan with vaulted ceilings, luxury vinyl plank flooring throughout, and neutral finishes. The spacious kitchen offers granite countertops, stainless steel appliances, an island, and plenty of cabinet space. The split floor plan provides privacy, while the primary suite features a walk in closet, dual sinks, a separate shower, and soaking tub. Enjoy the covered patio and low maintenance backyard. Conveniently located near parks, schools, shopping, and dining.

15668 W Saguaro Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7062631 MLS ⋅ 1,310 SqFt.

Enjoy privacy and comfort in this charming Sun City Grand home with a fully enclosed block wall yard. Highlights include an extended 27-foot, 2-car garage, dual pane windows and a brand-new A/C to be installed after closing. Inside, abundant natural light, neutral finishes, and tile flooring create a bright, open feel. The updated kitchen features new quartz countertops, stainless steel appliances, a pantry, recessed lighting, wood cabinetry, a breakfast bar, and a sunny breakfast nook. Sliding glass doors open to a private covered patio, perfect for entertaining. The spacious primary suite offers a bay window, walk-in closet, dual-sink bath, and new carpet, which extends throughout the bedrooms. Enjoy resort-style The Grand amenities including championship golf, pools and spas, fitness centers, pickleball, tennis, walking trails, restaurants, clubs, and an active social lifestyle. Conveniently located near shopping, dining, medical facilities, and Loop 303. Move-in ready!

16492 W Chuparosa Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7062622 MLS ⋅ 2,643 SqFt.

Beautifully updated and move-in ready, this home offers the perfect blend of comfort, style, and functionality. Fresh interior and exterior paint and new upstairs carpet complement a spacious floor plan featuring 4 generously sized bedrooms, all with walk-in closets. A versatile bonus room is perfect for a home office, playroom, or flex space. The 48' x 17' RV garage, 14' RV gate, and paver parking provide plenty of room for your RV, boat, and toys. Enjoy the backyard year-round with a heated and cooled pool, commercial-grade misters, gazebo, and large patio. Paid-off solar helps keep utility bills exceptionally low. Located in Desert Oasis with parks, walking paths, a community pool and easy access to Loop 303, shopping, dining and just 30 minutes from TSMC and Lake Pleasant.

17352 W Hedgehog Place, Surprise

2 Beds ⋅ 3 Baths ⋅ 7062588 MLS ⋅ 2,483 SqFt.

This stunning Ashbury is more than a home, It is an experience! An executives personal residence that has been professionally designed and decorated with no expense spared. This estate conveys furnished! Nesled on an oversized cul-de-sac lot in the Regent, this estate delivers Arizona lifestyle in luxury! An open kitchen flows effortlessly into the dining area, living room, and back patio. The spacious primary bedroom includes a walk-in closet with organizers and a bright, open bathroom with a soaking tub. 2nd bed is en suite. Office is generous in size and light. The extended paver patio with fans and a BBQ area is ideal for quiet evenings at home or entertaining guests. The 2.5-car garage with upgrade flooring provides ample room for vehicles, plus extra space for a golf cart, bikes, or It's an easy walk to the Cimarron Center, where you can enjoy pickleball, golf, the fitness center, pools, spa, and activiti

19836 N Regents Park Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7062582 MLS ⋅ 1,252 SqFt.

***MOVE-IN READY NOVEMBER/DECEMBER*** Enjoy a 3.49% 5/1 ARM for an FHA/VA loan when using our preferred lender.* Highlights: North and South facing, personalize your interior! Discover the Agave floorplan from our Sonoran Collection, where style meets innovation designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,252 square feet and offers 3 bedrooms, 2 bathrooms, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan that provides versatile space for the whole family. *3.49% 5/1 ARM (4.399% APR). Rates subject to change. Qualification required. Not a commitment to lend.

18090 W Calle Lejos Road, Surprise

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