Cave Creek Homes with VA Loan New Financing

Cave Creek Homes with VA Loan New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the picturesque Sonoran Desert, just north of Phoenix. Known for its stunning natural beauty, vibrant arts scene, and rich cowboy heritage, Cave Creek offers a unique blend of small-town charm and modern amenities. With its breathtaking mountain views, lush desert landscapes, and abundant outdoor recreational opportunities, this charming town is perfect for those seeking a serene lifestyle without sacrificing convenience.

Cave Creek is a community that embraces its Western roots, featuring eclectic shops, art galleries, and a variety of dining options that cater to every palate. Whether you're exploring the scenic trails of the nearby Tonto National Forest or enjoying a horseback ride through the desert, there’s no shortage of adventure here. The town also hosts numerous events throughout the year, including rodeos, art festivals, and farmers' markets, making it a vibrant place to call home.

For veterans and active-duty service members looking to settle in this enchanting town, there are excellent financing options available through VA loans. With VA Loan New Financing, homebuyers can enjoy numerous benefits, including no down payment, competitive interest rates, and no private mortgage insurance (PMI). This makes it easier than ever to find your dream home in Cave Creek, whether it’s a charming ranch-style property or a modern desert oasis.

Discover the perfect blend of tranquility and community spirit in Cave Creek, where your ideal home awaits. Let us help you navigate the exciting journey of homeownership in this beautiful Arizona town!

Newest Cave Creek Homes with VA Loan New Financing

4 Beds ⋅ 2 Baths ⋅ 7063069 MLS ⋅ 2,470 SqFt.

Timeless Elegance Meets Modern Living in Tatum Ranch! Welcome to this impeccably maintained single-level 4-bedroom, 2-bath residence with a versatile bonus room and an oversized 2-car garage with built-in cabinetry, nestled in the highly sought-after Desert Manor Estates in the Tatum Ranch community. Thoughtfully updated and meticulously cared for, this move-in-ready home offers the perfect blend of timeless design, modern comfort, and exceptional indoor-outdoor living. From the moment you arrive, you'll appreciate the home's outstanding curb appeal, highlighted by mature desert landscaping and an inviting entry. Inside, soaring vaulted ceilings, ceiling fans throughout, and a bright, open-concept floor plan create an airy, welcoming atmosphere filled with natural light and a cozy fire place making the home ideal for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring beautiful granite countertops, abundant cabinetry with under cabinet lighting, generous prep space, and an efficient layout that opens seamlessly to the main living areas. The bathrooms are equally well-appointed with granite countertops, adding a touch of elegance throughout. A flexible bonus room provides endless possibilities and can easily function as a home office, media room, game room, fitness studio, or playroom, adapting effortlessly to your lifestyle. The spacious primary suite offers a peaceful retreat with a private en-suite bathroom and a generous walk-in closet with built-ins, while three additional bedrooms provide comfortable accommodations for family and guests. Significant recent improvements provide exceptional value and peace of mind, including a new roof, new HVAC units, and a new water heater, allowing the next owner to simply move in and enjoy. Step outside to your private backyard oasis where Arizona living truly shines. The beautifully renovated pool is surrounded by newly installed pavers, lush desert landscaping, and a custom built-in fire pit, creating the perfect setting for entertaining, relaxing, or enjoying quiet evenings under the stars. Ideally located in the highly desirable Tatum Ranch community, this exceptional home offers convenient access to Tatum Ranch Golf Club, top-rated schools, parks, shopping, dining, hiking trails, and all the amenities that make North Phoenix one of the Valley's most sought-after places to live. Combining quality craftsmanship, thoughtful upgrades, timeless finishes, and exceptional pride of ownership, this beautiful home presents an incredible opportunity to enjoy the very best of Arizona living.

4429 E Vista Val Verde --, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7062551 MLS ⋅ 2,945 SqFt.

Experience the coveted Nex Gen Evolution Model in the prestigious Lone Mountain community, where thoughtful design meets exceptional indoor-outdoor living. An inviting front courtyard nestled among lush landscaping creates a warm and inviting first impression. Designed for flexibility and comfort, this home features a full attached casita complete with its own private entrance, garage, and laundry. The current owners have enhanced the home with the addition of a heated PebbleTec pool in 2021, fresh interior and exterior paint, and rain gutters. Step outside to your own private backyard retreat, perfectly positioned to overlook a peaceful wash for added privacy and scenic desert views. Enjoy mature fruit trees, a cozy fire pit, and an outdoor gas BBQ island complete with a sink--ideal for entertaining. The custom-designed Arizona room extends your living space, allowing you to enjoy the beauty of Arizona in comfort throughout every season. This exceptional Lone Mountain home offers luxury, versatility, and timeless Arizona living in one of Cave Creek's most desirable communities.

5731 E Ashler Hills Drive, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7062475 MLS ⋅ 3,022 SqFt.

Beautifully maintained 3-bedroom home with a spacious office in a desirable gated community, tucked away on a quiet cul-de-sac and backing to a private wash. Major upgrades include a new roof (2021), new A/C units (2023), a $70,000 solar panel system that will be paid off at closing, and a fully heated spool (spa-pool) installed in 2024. With many more improvements throughout, be sure to ask for the complete upgrades list! The functional floor plan features a spacious primary suite with a large walk-in closet, three additional bedrooms with a Jack-and-Jill bath, and a versatile office perfect for working from home or homeschooling. Enjoy Arizona outdoor living with a large covered patio, built-in BBQ, outdoor fireplace, and beautifully landscaped backyard with mature lemon, orange, and pomegranate trees. A 3-car garage with built-in cabinets and attic storage provides ample space for vehicles and storage.

5317 E Forest Pleasant Place, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7061581 MLS ⋅ 1,946 SqFt.

A stunning & incredible home and additional detached 320sf 1br/1ba casita on over an acre. Gated entry w semi-circle driveway to main house. Enter the garden front courtyard to the home and walk in to your beautiful foyer & high vaulted ceiling in the living room with large windows, lots of natural light & a fireplace. The kitchen has dining area with sliding doors to the front courtyard and access to laundry room that leads to carport. The main bedroom has a separate exit to the back patio. Main bathroom is updated & spacious. 2nd Bedroom also has patio door to courtyard. 3rd bedroom with barn doors & fireplace is currently being used as a billiard room. Casita has kitchen & laundry. Ready for new owners to love it and enjoy the space. Close to Desert Ridge, restaurants, I101 & Scottsdale

6510 E Dixileta Drive, Cave Creek

3 Beds ⋅ 4 Baths ⋅ 7061138 MLS ⋅ 5,708 SqFt.

Nestled on 4.55 private acres backing directly to BLM land, this custom-built luxury estate offers breathtaking Sonoran Desert views, unmatched privacy, and direct ride-out access to the scenic trails of Cave Creek Regional Park. With ample room to build barns, stables, and riding arenas, this is the ideal property for equestrian enthusiasts seeking the ultimate Arizona lifestyle or someone looking for a private, quiet serene property. A rooftop deck with a hot tub to enjoy the sunsets, the stars and the moon. An outdoor kitchen, and fireplace captures sweeping desert views, while an oversized four-car air-conditioned garage, RV parking with a dump station, mature citrus trees, an irrigated garden, and a chicken coop complete this one-of-a-kind desert retreat. Custom iron doors, rich wood and travertine flooring, and Cantera stone accents create a timeless, sophisticated feel throughout. The gourmet kitchen is appointed with Wolf appliances, a built-in Sub-Zero refrigerator and freezer, granite countertops, and an oversized island. Designed for entertaining, the bar and theater room opens seamlessly to the expansive patio through dramatic bifold doors. Thoughtfully designed with exceptional craftsmanship, the home features three spacious bedrooms, each with a private ensuite bath, a dedicated office that can easily serve as a fourth bedroom, and two additional powder rooms. The home has a warmth to it that hugs you tight, every room feels cozy even for the size. Ideally located less than a mile from Carefree Highway and just minutes from Cave Creek's premier shopping, dining, and recreation, this exceptional estate offers the perfect blend of luxury, privacy, and outdoor living.

35425 N 37th Street, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7060714 MLS ⋅ 2,195 SqFt.

Welcome home to Tatum Ranch! Enjoy an open and airy living space featuring soaring ceilings and natural light. The spacious kitchen features granite countertops, white cabinets, stainless appliances and multiple windows overlooking the backyard. Outside, unwind in the sparkling pool with waterfall, relax in the above-ground spa and enjoy low maintenance landscaping. Upstairs, this highly sought-after floor plan includes a versatile loft with access to a large balcony, where you can enjoy breathtaking sunsets & desert views. Primary suite features a full bath and large walk-in closet. Additional highlights include a 3-car garage, water softener loop, pre-plumb for garage sink and more. Enjoy scenic walking paths, Desert Willow Park, beautiful desert surroundings and Tatum Ranch activities.

4124 E Palo Brea Lane, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7058913 MLS ⋅ 2,800 SqFt.

Welcome to elevated desert living in gated Montevista, a premier Toll Brothers community in Cave Creek where you'll find this beautifully upgraded single level retreat, truly one of the crown jewels of the neighborhood! This Villaga model, one of the most livable floor plans, features 2800 SF of spacious living with 3 bedrooms, split master, flex room, 2.5 baths (Jack and Jill). Kitchen is a masterpiece of conveniences with large island, double ovens, gas cooktop, quartz counters, and oversized walk in pantry. Primary suite with two walk in closets, master bath quartz vanity & dual-sinks, soaking tub, rain glass-enclosed shower, and private water closet. 3-car split garage, (2) EV chargers, heat pump water heater (2024), owned solar and many owner/builder upgrades that are must sees!

5429 E Las Piedras Way, Cave Creek

4 Beds ⋅ 2 Baths ⋅ 7058576 MLS ⋅ 2,311 SqFt.

Welcome to one of Tatum Ranch's finest move-in ready homes, ideally located on the edge of North Scottsdale. This impeccably maintained 4-bedroom, 2-bath residence with a 3-car garage blends thoughtful upgrades with exceptional indoor-outdoor living. Inside, enjoy soaring 12-foot vaulted ceilings, plantation shutters, updated tile flooring throughout, designer lighting, an upgraded kitchen, and a beautifully remodeled primary suite with a custom walk-in shower and organized closet. Outside, your private backyard retreat features a sparkling pool with upgraded equipment, pergola-covered area for spa, built-in BBQ island, retractable patio shades, outdoor misting system, professional landscape lighting, and multiple covered entertaining spaces designed for year-round Arizona living!

28837 N 45th Street, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7057857 MLS ⋅ 4,979 SqFt.

Originally crafted as the builder's personal residence with no detail overlooked. Experience exceptional contemporary living with breathtaking 360-degree views of the surrounding mountains and city lights. Thoughtfully designed with refined finishes throughout, this custom home features a chef's kitchen with an expansive island and prep sink, dual laundry rooms, 48-inch hallways, upgraded spray foam insulation, and a whole-home electronic water purification system. Outdoors, enjoy a highly optioned resort-style pool with self-cleaning jets and a heater, plus the privacy of protected city-owned land to the north and east, preserving the iconic Sonoran landscape and unobstructed views. No HOA.

36444 N 61st Street, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7057193 MLS ⋅ 3,443 SqFt.

Prepare to fall in love with this meticulously maintained former Engle Homes model. Set on 1.19 acres, this single-level retreat blends luxury, comfort, & thoughtful upgrades throughout. The stunning 2025 chef's kitchen features custom alder cabinetry, Taj Mahal Quartzite countertops, GE appliances, a custom coffee bar, and striking copper accents. Enjoy a private detached casita with kitchenette, executive office with custom built-ins, and a resort-style north-facing backyard complete with a Pebble Tec pool, spa, outdoor kitchen, mature ficus privacy, covered pergola, and a premium wildlife-resistant dog retreat. With owned solar, a Tesla Powerwall, new Lennox HVAC systems, and countless upgrades, this is a home you truly need to experience in person.

3654 E Sierra Way, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7056174 MLS ⋅ 3,680 SqFt.

This stunning Sonoran Desert jewel is a 4-bedroom, 3-bath multigenerational residence nestled in the heart of Cave Creek. Spanning 3,680 sq ft on a spacious 0.32-acre lot which backs into a 25 acre natural preserve, this home blends timeless Tuscan architecture with modern upgrades. Step inside to soaring ceilings, custom wood beams, and a dramatic 12-foot stone fireplace that burns gas or wood. The open floor plan flows seamlessly into a chef's kitchen with a Sub-Zero fridge and Dacor double ovens. A guest suite with separate entrances offers ideal space for multi-generational living or visitors. Outdoors, enjoy a newly remodeled PebbleTec lagoon-style pool with 2 waterfalls, decorative bowls, and low-maintenance turf. Mountain views frame the backyard, complete with wrought iron fencing and ample entertaining space. Additional highlights include energy-efficient insulation, California Closets, 2 negative edge corner windows, Anderson Premier windows, gas fire pit a storage room, and a 2-car garage. Located in a desirable community with low HOA fees, this property offers both elegance and practicality. This home can be purchased with crypto currency using Propy Title insurance

4502 E Sierra Sunset Trail, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7055879 MLS ⋅ 3,200 SqFt.

Better than New! Immacculate single level, Modern, Contemporary masterpiece in Cave Creek's coveted Saguaro Trails. This 4 BR/3.5BA home boasts 8ft doors, Soaring Vaulted and Beamed Ceilings, Custom Lighting, a Linear Fireplace & Modern tile flooring throughout the main living areas. The chef's kitchen features a massive oversized island, perfect for entertaining, Dacor Appliances and an LG Fridge! The Expansive Open floor plan is light and airy & includes a luxurious Primary Suite w/a soaking tub and Gorgeous tile shower. The oversized secondary bedroom includes an en suite and the 3 & 4 bedrooms are joined by a Jack & Jill Bath, all of this AND a separate Teen/Flex Room. Step outside to your private oasis featuring a custom pergola and a heated Swim Spa for year round enjoyment

4218 E Desert Vista Trail, Cave Creek

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