Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona—a charming desert oasis nestled in the heart of Maricopa County. Known for its stunning natural beauty and rich Western heritage, this vibrant community offers a unique blend of outdoor adventure and small-town charm. With its picturesque landscapes, including the iconic Black Mountain and the sprawling Sonoran Desert, Cave Creek is a haven for nature enthusiasts, hikers, and horseback riders alike.

Cave Creek boasts a lively arts scene, with local galleries and shops showcasing the talents of regional artists. The town is also famous for its eclectic dining options, where you can savor everything from Southwestern cuisine to gourmet burgers, all set against the backdrop of breathtaking desert sunsets. And let’s not forget the annual events and festivals that bring the community together, celebrating everything from music to art and culture.

For those considering making Cave Creek their home, you’ll be pleased to know that there are excellent financing options available, including homes eligible for FHA New Financing. This means that whether you're a first-time homebuyer or looking to invest in a second property, you can take advantage of the accessible financing that FHA loans provide. With lower down payment requirements and flexible credit standards, owning a piece of this beautiful desert landscape is more attainable than ever.

Discover the warmth and allure of Cave Creek, where adventure meets tranquility, and let us help you find your dream home in this enchanting community!

Newest Cave Creek Homes with FHA New Financing

29401 N 48th Place, Cave Creek
$889,900
5 Beds ⋅ 3 Baths ⋅ 7101716 MLS ⋅ 3,633 SqFt.
Spacious 5-bedroom + loft home with flexible downstairs den and full bath offering a true multigenerational floor plan on a large corner lot in Tatum Ranch. Nearly 3,650 sq ft with an open floor plan perfect for entertaining, abundant natural light, gourmet kitchen with granite counters, pebble-tech pool, and synthetic grass backyard. Main-level laundry room PLUS stackable washer/dryer in the primary bedroom walk-in closet for added convenience. Many windows replaced in 2022! Electric vehicle charging station included! ****Seller will pay off the solar loan by close of escrow with a full-price offer*** Room to grow, play, and live.

29401 N 48th Place, Cave Creek
5040 E Rockaway Hills Drive, Cave Creek
$2,500,000
4 Beds ⋅ 5 Baths ⋅ 7100569 MLS ⋅ 4,471 SqFt.
Set on 5 private hillside acres overlooking Cave Creek, this single-level custom home offers the kind of quiet and views that are hard to find. Mornings open to Black Mountain and the Cave Creek Mountains, evenings bring some of the best sunsets in the desert, and at night the city lights glow in the distance. A home with views like these, on land this private, rarely comes to market. There's no HOA, and the home has a brand-new roof. The 4 bed, 4.5 bath, 4,471 sq ft split floor plan gives the owner's suite its own wing, with 3 ensuite guest suites and an office on the other side, giving everyone their own space. The kitchen features a Thermador oven and microwave, a Wolf induction stovetop and a Sub-Zero refrigerator. The heated pool and spa have updated equipment and a new Pebble Tec finish and tile. Carefully maintained and updated, it has brand-new well pumps, solar, EV charging, Starlink Business internet, a new energy-efficient water heater and washer/dryer, new Nest smoke/CO detectors and freshly filled propane tanks. Recent improvements also include new paint, LED lighting throughout, remote-controlled blinds, new garage doors with camera-equipped openers, new landscaping, deck boxes, a custom front fountain and resealed vigas. Hiking trails are about 10 minutes away, and so is downtown Cave Creek, a genuine Old West town with saloons, live music, local restaurants, galleries and shops, where you may still see horses tied up out front. Deer, owls, javelinas, roadrunners and hummingbirds are regular visitors, and Nacho Libre, the neighbors' donkey at the bottom of the hill, is a local favorite.

5040 E Rockaway Hills Drive, Cave Creek
4661 E Rockrose Drive, Cave Creek
$1,375,000
4 Beds ⋅ 3 Baths ⋅ 7100257 MLS ⋅ 3,026 SqFt.
Experience desert living at its finest in this beautifully updated 4-bedroom, 3-bathroom Cave Creek home, situated on a desirable acre-plus corner lot with panoramic mountain views! This spacious single-level residence offers an impressive combination of modern upgrades and outdoor amenities. The remodeled kitchen features quartz countertops, double ovens, a gas cooktop, walk-in pantry, and island. Wood-look tile flooring flows throughout the home, complemented by a fireplace that adds warmth and character. The spacious primary suite features a beautifully remodeled walk-in closet and separate shower and soaking tub. Step outside to your private backyard retreat, complete with a resort-style pool and spa and lush privacy hedges, perfect for entertaining while enjoying Arizona's breathtaking sunsets. The rooftop observation deck offers stunning 360-degree desert and mountain views. Additional highlights include an owned solar system, a 3-car garage, and ample space for potential RV parking. With thoughtful upgrades and an exceptional Sonoran Desert setting, this property offers the perfect blend of comfort, privacy, and Arizona living!

4661 E Rockrose Drive, Cave Creek
26832 N 45th Place, Cave Creek
$850,000
4 Beds ⋅ 3 Baths ⋅ 7100223 MLS ⋅ 2,582 SqFt.
Beautifully maintained 4-bedroom, 2.5-bath single-level home in desirable Tatum Ridge! Featuring 2,582 sq. ft., soaring 10-foot ceilings, an open floor plan, and a spacious kitchen with quartz countertops, stainless steel appliances, gas range, and double ovens. Major upgrades include a new roof (2020), two energy-efficient 16 SEER HVAC systems (2024), and LED lighting throughout. Enjoy a private backyard oasis with Pebble Tec pool, waterfall, covered patio, lush landscaping, upgraded irrigation, and outdoor lighting overlooking a peaceful desert wash. Additional features include a 3-car garage with extensive storage. Minutes from Desert Ridge, shopping, dining, and Loop 101!

26832 N 45th Place, Cave Creek
4429 E Via Dona Road, Cave Creek
$634,900
3 Beds ⋅ 2 Baths ⋅ 7100064 MLS ⋅ 1,743 SqFt.
SOLAR | 3-CAR GARAGE | CURB APPEAL! From the moment you arrive, this beautifully appointed 3 bed / 2 bath home welcomes you with elegant curb appeal and 1,743 sq/ft of inviting living space. Combining style, comfort, and thoughtful features, this home offers an appealing setting for both everyday living and entertaining, with the added benefits of solar and a spacious three-car garage. Inside, a charming fireplace creates a warm and inviting focal point in the living area, while a large bay window fills the home with natural light and captures views of the surrounding outdoor spaces. The well-designed kitchen blends style and functionality, featuring a spacious island, sleek countertops, and abundant cabinetry - providing plenty of room for meal preparation, gathering, and entertaining. Step outside to enjoy the covered patio and beautifully landscaped front and back yards, offering inviting spaces to unwind, enjoy the outdoors, or entertain guests. With attractive curb appeal, light-filled interiors, a functional kitchen, solar, and a three-car garage, this home offers a wonderful combination of comfort, style, and everyday convenience.

4429 E Via Dona Road, Cave Creek
31214 N Ranch Road, Cave Creek
$1,095,000
4 Beds ⋅ 3 Baths ⋅ 7099855 MLS ⋅ 3,300 SqFt.
Awesome Cave Creek location meets beautifully updated interior and exceptional outdoor living on this spacious 1.25-acre property. Surrounded by mature shade trees, this inviting retreat offers a peaceful rural feel just moments from everyday conveniences. Interior updates completed in 2019 bring enduring style to this generous four-bedroom, three-bath home with a large loft and separate office/den. Soaring ceilings create an airy main living area, while a striking two-way fireplace with a stone surround adds warmth and character. The spacious kitchen connects naturally with the living and gathering areas, making everyday meals and entertaining equally inviting. The sense of space continues outdoors with nearly 1,000 square feet of private covered patios wrapping around three sides of th home. Enjoy morning coffee in a quiet seating area, an evening beverage overlooking the refreshing private pool, or a weekend barbecue with friends. Multiple outdoor gathering spaces offer inviting places to relax throughout the day. Inside, the expansive loft provides flexibility for an art studio, game room, gym or work-from-home retreat, while the separate office/den offers additional privacy. An oversized shed/workshop and a separate large storage container that conveys with the home provide abundant room for tools, equipment and hobbies. Beautiful finishes, versatile living spaces and room to spread out--inside and out--make this a wonderful place to enjoy the Cave Creek lifestyle.

31214 N Ranch Road, Cave Creek
29606 N Tatum Boulevard Unit 277, Cave Creek
$255,000
1 Beds ⋅ 1 Baths ⋅ 7099837 MLS ⋅ 742 SqFt.
Desirable move-in ready home is tucked in a gated community of Tatum Ranch. Kitchen features granite countertops, elegant wood cabinets, gas stove/oven, and newer appliances. Open floorplan with living and dining rooms featuring tall ceilings and luxury vinyl flooring. Spacious bedroom features a built-in office niche, large walk-in closet and luxury vinyl flooring. Resort style living with heated pool & spa, business & fitness centers, lush grounds and a clubhouse. Other features inc full size washer & dryer, ceiling fans, no carpet, stand up shower, and a covered balcony w/storage closet. Conveniently located to shopping, dining, entertainment, golf & parks. Water & trash are included in your HOA dues. You will enjoy this lovely area of Tatum Ranch.

29606 N Tatum Boulevard Unit 277, Cave Creek
4686 E Quailbrush Road, Cave Creek
$1,395,000
4 Beds ⋅ 3 Baths ⋅ 7099677 MLS ⋅ 3,138 SqFt.
Discover Cave Creek living at its finest with this beautifully updated custom adobe home on just under an acre in Estado de Cholla, with NO HOA! 4 bed/3 bath, 3,138 sq ft, split floor plan, oversized 3-car garage and RV/boat parking with a side gate. A horseshoe paver driveway and custom bridge lead to a gated courtyard and wood double door entry, opening to travertine floors, wood columns and a formal living room with a stone-surround fireplace. Formal dining room and a family room with a custom paneled wall, fireplace, built-ins and french doors to the backyard. The remodeled kitchen is a showpiece, featuring a quartz island, new appliances, wood cabinetry and a beverage nook, open to the dining and family areas. The large primary suite is a true retreat, with a private backyard exit, custom paneled wall, walk-in closet with built-ins and a remodeled bath with freestanding soaking tub and walk-in shower. All three bathrooms were remodeled in 2023 with raised sinks. Plantation shutters throughout. Solid 4x6 construction for added insulation and energy efficiency. Out back is where this home really shines. The north-facing covered patio overlooks the heated pool and spa, huge grass area, pavered patio and outdoor fireplace, with mountain views to enjoy from sunrise to sunset. Updates: AC (2023), hot water heater (2024), water softener (2021), exterior paint (2025), interior paint (2022), gutters. Space, privacy, and no HOA, this Sonoran desert gem has it all! *Information provided by third-party is deemed to be reliable, but is not guaranteed. Recipient to verify all facts independently.

4686 E Quailbrush Road, Cave Creek
33550 N Dove Lakes Drive Unit 1044, Cave Creek
$525,000
2 Beds ⋅ 2 Baths ⋅ 7099667 MLS ⋅ 1,702 SqFt.
RARE 1st floor poolside updated home now available and Move-In Ready! Spacious 1702sf 2BD/2BA condo boasts a versatile Den/Office or 3BD. Beautifully refreshed with new interior paint, carpeting, quartz counters and new HVAC system! The inviting Great Room features a corner fireplace with a relaxing covered patio offering wonderful poolside views! The thoughtful open floor plan includes no steps, Lg rooms and direct access to a 2-car garage through the large laundry room w/built-in storage/utility closet. Villagio's resort-like amenities include 2 heated pools & spas, 2 Fitness Centers, BBQ areas. Short walk to Dove Valley Golf Club, Fry's Grocery, restaurants, services, scenic walking and biking trails. This is a 5-Star Location! 1st floor condos don't come available often so HURRY!

33550 N Dove Lakes Drive Unit 1044, Cave Creek
31030 N 41st Place, Cave Creek
$679,000
3 Beds ⋅ 3 Baths ⋅ 7099400 MLS ⋅ 2,096 SqFt.
Discover Arizona living at its finest with this charming 2-story home /POOL, SPA & owned SOLAR in Tatum Ranch! Featuring a manicured desert landscape and a 2-car garage. Inside, you'll find vaulted ceilings, abundant natural light, wood-look & tile floors t/out, plantation shutters, and an inviting great room. Further in, the family room w/media niche opens seamlessly into the eat-in kitchen. The kitchen boasts recessed lights, ample wood cabinets & counter space, SS appliances, and an island w/breakfast bar. The downstairs main suite w/double-door entry is highlighted by a decorative stained-glass window and includes a spa-like private bath w/dual vanities, a separate tub & shower, and a walk-in closet. Upstairs, a versatile open loft can serve as a home office or additional living space. Outside, your private oasis awaits! Enjoy a covered patio, pergola-covered paver seating area, sparkling pool, and above-ground spa, perfect for year-round entertaining. Tatum Ranch offers neighborhood parks, playgrounds, and walking & biking paths, plus a convenient location near shopping, dining, golf courses, and outdoor recreation. Don't miss this opportunity!

31030 N 41st Place, Cave Creek
6306 E Old West Way, Cave Creek
$1,695,000
6 Beds ⋅ 5 Baths ⋅ 7099119 MLS ⋅ 3,478 SqFt.
Welcome to a truly special property offering style, comfort, versatility & mountain views! The recently remodeled main home shines with fresh updates throughout, including new gorgeous Cafe appliances, flooring, cabinetry, lighting, countertops, Anderson windows, interior and exterior doors. Thoughtfully refreshed and ready to enjoy, this home offers a welcoming atmosphere with modern touches & everyday comfort. Adding exceptional value and flexibility is the full guest house, featuring 2 bedrooms, 2 bathrooms, a complete kitchen, and a comfortable living room with panoramic doors that create a beautiful connection to the outdoors. Perfect for extended family, guests, a private retreat, or a potential multigenerational living arrangement, this separate space offers endless possibilitie Home shows as brand new home. Main home is 2288 square feet and Guest House is 1290 square feet. With extensive improvements to the main home and the added benefit of a spacious, fully equipped guest house, this unique property is ready to welcome you home! Additional features include a Chicken Coop and large storage shed. Plenty of room for all your toys.

6306 E Old West Way, Cave Creek
6231 E Mark Way Unit 17, Cave Creek
$760,000
2 Beds ⋅ 2 Baths ⋅ 7098907 MLS ⋅ 1,780 SqFt.
Experience refined Cave Creek living in this beautifully updated 2-bedroom + den, 2-bath home in desirable Rancho Madera. Thoughtfully redesigned for today's sophisticated buyer, this turnkey residence blends comfort, style & low-maintenance living--ideal as a full-time home or luxurious Arizona retreat. The custom chef's kitchen showcases new quartz countertops & newer stainless appliances, while both bathrooms have been fully remodeled. Additional upgrades include a new AC & HEAT, fresh interior/exterior paint, new bedroom flooring, custom closets, new sunscreens, custom security screen door, tankless gas water heater and whole-home water filtration system. The attached 2-car garage features extended height, custom built-in cabinetry & newer epoxy floor. Outdoors, enjoy the upgraded rubber stone patio--perfect for relaxing or entertaining in the Arizona sunshine. Rancho Madera offers a heated community pool and spa, clubhouse, workout facility and pool table, creating an inviting lifestyle for year-round and seasonal residents alike. Beautifully updated, exceptionally maintained and truly move-in ready--Cave Creek luxury living without the projects! Rancho Madera offers the perfect Cave Creek location--close to charming shops, local dining, art galleries, golf, hiking, outdoor recreation and the unique Western character that makes Cave Creek so special and.... all within walking distance from your front door!

6231 E Mark Way Unit 17, Cave Creek
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