Cave Creek Homes with VA Loan New Financing

Cave Creek Homes with VA Loan New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the picturesque Sonoran Desert, just north of Phoenix. Known for its stunning natural beauty, vibrant arts scene, and rich cowboy heritage, Cave Creek offers a unique blend of small-town charm and modern amenities. With its breathtaking mountain views, lush desert landscapes, and abundant outdoor recreational opportunities, this charming town is perfect for those seeking a serene lifestyle without sacrificing convenience.

Cave Creek is a community that embraces its Western roots, featuring eclectic shops, art galleries, and a variety of dining options that cater to every palate. Whether you're exploring the scenic trails of the nearby Tonto National Forest or enjoying a horseback ride through the desert, there’s no shortage of adventure here. The town also hosts numerous events throughout the year, including rodeos, art festivals, and farmers' markets, making it a vibrant place to call home.

For veterans and active-duty service members looking to settle in this enchanting town, there are excellent financing options available through VA loans. With VA Loan New Financing, homebuyers can enjoy numerous benefits, including no down payment, competitive interest rates, and no private mortgage insurance (PMI). This makes it easier than ever to find your dream home in Cave Creek, whether it’s a charming ranch-style property or a modern desert oasis.

Discover the perfect blend of tranquility and community spirit in Cave Creek, where your ideal home awaits. Let us help you navigate the exciting journey of homeownership in this beautiful Arizona town!

Newest Cave Creek Homes with VA Loan New Financing

29401 N 48th Place, Cave Creek
$889,900
5 Beds ⋅ 3 Baths ⋅ 7101716 MLS ⋅ 3,633 SqFt.
Spacious 5-bedroom + loft home with flexible downstairs den and full bath offering a true multigenerational floor plan on a large corner lot in Tatum Ranch. Nearly 3,650 sq ft with an open floor plan perfect for entertaining, abundant natural light, gourmet kitchen with granite counters, pebble-tech pool, and synthetic grass backyard. Main-level laundry room PLUS stackable washer/dryer in the primary bedroom walk-in closet for added convenience. Many windows replaced in 2022! Electric vehicle charging station included! ****Seller will pay off the solar loan by close of escrow with a full-price offer*** Room to grow, play, and live.

29401 N 48th Place, Cave Creek
4809 E Lone Mountain Road, Cave Creek
$995,000
4 Beds ⋅ 3 Baths ⋅ 7101255 MLS ⋅ 2,690 SqFt.
Welcome to your new Cave Creek retreat. At the heart of the property, a serene courtyard sets the tone for slow desert mornings with coffee in hand and peacefulness surrounding you. Unlock your creative side in the detached art studio & dedicated workshop with room to build, paint and tinker without giving up space in the main home. Another separate 2-bed, 1-bath casita with its own full kitchen & laundry offers true independent living for guests or make it AirBNB ready. The remodeled main home offers 2-bed, 2-bath, & over 1,700 square feet of charming, open-concept living, w/ kitchen, dining, & living spaces flowing together as one. All of this sits on one acre with no HOA. Room to live, room to host, room to create, all in the easy rhythm of the Cave Creek lifestyle. Come see it today!

4809 E Lone Mountain Road, Cave Creek
5040 E Rockaway Hills Drive, Cave Creek
$2,500,000
4 Beds ⋅ 5 Baths ⋅ 7100569 MLS ⋅ 4,471 SqFt.
Set on 5 private hillside acres overlooking Cave Creek, this single-level custom home offers the kind of quiet and views that are hard to find. Mornings open to Black Mountain and the Cave Creek Mountains, evenings bring some of the best sunsets in the desert, and at night the city lights glow in the distance. A home with views like these, on land this private, rarely comes to market. There's no HOA, and the home has a brand-new roof. The 4 bed, 4.5 bath, 4,471 sq ft split floor plan gives the owner's suite its own wing, with 3 ensuite guest suites and an office on the other side, giving everyone their own space. The kitchen features a Thermador oven and microwave, a Wolf induction stovetop and a Sub-Zero refrigerator. The heated pool and spa have updated equipment and a new Pebble Tec finish and tile. Carefully maintained and updated, it has brand-new well pumps, solar, EV charging, Starlink Business internet, a new energy-efficient water heater and washer/dryer, new Nest smoke/CO detectors and freshly filled propane tanks. Recent improvements also include new paint, LED lighting throughout, remote-controlled blinds, new garage doors with camera-equipped openers, new landscaping, deck boxes, a custom front fountain and resealed vigas. Hiking trails are about 10 minutes away, and so is downtown Cave Creek, a genuine Old West town with saloons, live music, local restaurants, galleries and shops, where you may still see horses tied up out front. Deer, owls, javelinas, roadrunners and hummingbirds are regular visitors, and Nacho Libre, the neighbors' donkey at the bottom of the hill, is a local favorite.

5040 E Rockaway Hills Drive, Cave Creek
37237 N Sunset Trail, Cave Creek
$1,150,000
3 Beds ⋅ 3 Baths ⋅ 7100479 MLS ⋅ 2,434 SqFt.
Truly special and timeless, this classic Cave Creek retreat is ideally located in the heart of town, nestled in the foothills of iconic Black Mountain. Set on an elevated lot, the home captures panoramic views in nearly every direction, with breathtaking vistas enjoyed from almost every window. Designed for both comfort and creativity, the property includes a versatile studio space perfect for an art studio, man cave, game room, fitness area, or private work-from-home retreat. Inside, the home offers 3 bedrooms and 2.5 baths, anchored by a stunning stone fireplace that creates a warm and inviting centerpiece in the primary living area. This is a rare opportunity to own a distinctive Cave Creek property that blends character, views, and lifestyle in one unforgettable setting. The chef-endorsed kitchen is thoughtfully arranged for maximum efficiency and functionality without wasted space, featuring beautiful classic cabinets and a layout ideal for both everyday living and entertaining. Outdoor living is a highlight of this home, with several cozy spaces that invite relaxation and gatherings. Enjoy a tranquil courtyard, along with a spacious barbecue patio complete with an outdoor fireplace - perfect for cooking pizzas or preparing memorable meals under the desert sky. Recent updates include a new electrical panel and freshly coated roof. A must see property!

37237 N Sunset Trail, Cave Creek
4661 E Rockrose Drive, Cave Creek
$1,375,000
4 Beds ⋅ 3 Baths ⋅ 7100257 MLS ⋅ 3,026 SqFt.
Experience desert living at its finest in this beautifully updated 4-bedroom, 3-bathroom Cave Creek home, situated on a desirable acre-plus corner lot with panoramic mountain views! This spacious single-level residence offers an impressive combination of modern upgrades and outdoor amenities. The remodeled kitchen features quartz countertops, double ovens, a gas cooktop, walk-in pantry, and island. Wood-look tile flooring flows throughout the home, complemented by a fireplace that adds warmth and character. The spacious primary suite features a beautifully remodeled walk-in closet and separate shower and soaking tub. Step outside to your private backyard retreat, complete with a resort-style pool and spa and lush privacy hedges, perfect for entertaining while enjoying Arizona's breathtaking sunsets. The rooftop observation deck offers stunning 360-degree desert and mountain views. Additional highlights include an owned solar system, a 3-car garage, and ample space for potential RV parking. With thoughtful upgrades and an exceptional Sonoran Desert setting, this property offers the perfect blend of comfort, privacy, and Arizona living!

4661 E Rockrose Drive, Cave Creek
26832 N 45th Place, Cave Creek
$850,000
4 Beds ⋅ 3 Baths ⋅ 7100223 MLS ⋅ 2,582 SqFt.
Beautifully maintained 4-bedroom, 2.5-bath single-level home in desirable Tatum Ridge! Featuring 2,582 sq. ft., soaring 10-foot ceilings, an open floor plan, and a spacious kitchen with quartz countertops, stainless steel appliances, gas range, and double ovens. Major upgrades include a new roof (2020), two energy-efficient 16 SEER HVAC systems (2024), and LED lighting throughout. Enjoy a private backyard oasis with Pebble Tec pool, waterfall, covered patio, lush landscaping, upgraded irrigation, and outdoor lighting overlooking a peaceful desert wash. Additional features include a 3-car garage with extensive storage. Minutes from Desert Ridge, shopping, dining, and Loop 101!

26832 N 45th Place, Cave Creek
4429 E Via Dona Road, Cave Creek
$634,900
3 Beds ⋅ 2 Baths ⋅ 7100064 MLS ⋅ 1,743 SqFt.
SOLAR | 3-CAR GARAGE | CURB APPEAL! From the moment you arrive, this beautifully appointed 3 bed / 2 bath home welcomes you with elegant curb appeal and 1,743 sq/ft of inviting living space. Combining style, comfort, and thoughtful features, this home offers an appealing setting for both everyday living and entertaining, with the added benefits of solar and a spacious three-car garage. Inside, a charming fireplace creates a warm and inviting focal point in the living area, while a large bay window fills the home with natural light and captures views of the surrounding outdoor spaces. The well-designed kitchen blends style and functionality, featuring a spacious island, sleek countertops, and abundant cabinetry - providing plenty of room for meal preparation, gathering, and entertaining. Step outside to enjoy the covered patio and beautifully landscaped front and back yards, offering inviting spaces to unwind, enjoy the outdoors, or entertain guests. With attractive curb appeal, light-filled interiors, a functional kitchen, solar, and a three-car garage, this home offers a wonderful combination of comfort, style, and everyday convenience.

4429 E Via Dona Road, Cave Creek
31214 N Ranch Road, Cave Creek
$1,095,000
4 Beds ⋅ 3 Baths ⋅ 7099855 MLS ⋅ 3,300 SqFt.
Awesome Cave Creek location meets beautifully updated interior and exceptional outdoor living on this spacious 1.25-acre property. Surrounded by mature shade trees, this inviting retreat offers a peaceful rural feel just moments from everyday conveniences. Interior updates completed in 2019 bring enduring style to this generous four-bedroom, three-bath home with a large loft and separate office/den. Soaring ceilings create an airy main living area, while a striking two-way fireplace with a stone surround adds warmth and character. The spacious kitchen connects naturally with the living and gathering areas, making everyday meals and entertaining equally inviting. The sense of space continues outdoors with nearly 1,000 square feet of private covered patios wrapping around three sides of th home. Enjoy morning coffee in a quiet seating area, an evening beverage overlooking the refreshing private pool, or a weekend barbecue with friends. Multiple outdoor gathering spaces offer inviting places to relax throughout the day. Inside, the expansive loft provides flexibility for an art studio, game room, gym or work-from-home retreat, while the separate office/den offers additional privacy. An oversized shed/workshop and a separate large storage container that conveys with the home provide abundant room for tools, equipment and hobbies. Beautiful finishes, versatile living spaces and room to spread out--inside and out--make this a wonderful place to enjoy the Cave Creek lifestyle.

31214 N Ranch Road, Cave Creek
29606 N Tatum Boulevard Unit 277, Cave Creek
$255,000
1 Beds ⋅ 1 Baths ⋅ 7099837 MLS ⋅ 742 SqFt.
Desirable move-in ready home is tucked in a gated community of Tatum Ranch. Kitchen features granite countertops, elegant wood cabinets, gas stove/oven, and newer appliances. Open floorplan with living and dining rooms featuring tall ceilings and luxury vinyl flooring. Spacious bedroom features a built-in office niche, large walk-in closet and luxury vinyl flooring. Resort style living with heated pool & spa, business & fitness centers, lush grounds and a clubhouse. Other features inc full size washer & dryer, ceiling fans, no carpet, stand up shower, and a covered balcony w/storage closet. Conveniently located to shopping, dining, entertainment, golf & parks. Water & trash are included in your HOA dues. You will enjoy this lovely area of Tatum Ranch.

29606 N Tatum Boulevard Unit 277, Cave Creek
4686 E Quailbrush Road, Cave Creek
$1,395,000
4 Beds ⋅ 3 Baths ⋅ 7099677 MLS ⋅ 3,138 SqFt.
Discover Cave Creek living at its finest with this beautifully updated custom adobe home on just under an acre in Estado de Cholla, with NO HOA! 4 bed/3 bath, 3,138 sq ft, split floor plan, oversized 3-car garage and RV/boat parking with a side gate. A horseshoe paver driveway and custom bridge lead to a gated courtyard and wood double door entry, opening to travertine floors, wood columns and a formal living room with a stone-surround fireplace. Formal dining room and a family room with a custom paneled wall, fireplace, built-ins and french doors to the backyard. The remodeled kitchen is a showpiece, featuring a quartz island, new appliances, wood cabinetry and a beverage nook, open to the dining and family areas. The large primary suite is a true retreat, with a private backyard exit, custom paneled wall, walk-in closet with built-ins and a remodeled bath with freestanding soaking tub and walk-in shower. All three bathrooms were remodeled in 2023 with raised sinks. Plantation shutters throughout. Solid 4x6 construction for added insulation and energy efficiency. Out back is where this home really shines. The north-facing covered patio overlooks the heated pool and spa, huge grass area, pavered patio and outdoor fireplace, with mountain views to enjoy from sunrise to sunset. Updates: AC (2023), hot water heater (2024), water softener (2021), exterior paint (2025), interior paint (2022), gutters. Space, privacy, and no HOA, this Sonoran desert gem has it all! *Information provided by third-party is deemed to be reliable, but is not guaranteed. Recipient to verify all facts independently.

4686 E Quailbrush Road, Cave Creek
33550 N Dove Lakes Drive Unit 1044, Cave Creek
$525,000
2 Beds ⋅ 2 Baths ⋅ 7099667 MLS ⋅ 1,702 SqFt.
RARE 1st floor poolside updated home now available and Move-In Ready! Spacious 1702sf 2BD/2BA condo boasts a versatile Den/Office or 3BD. Beautifully refreshed with new interior paint, carpeting, quartz counters and new HVAC system! The inviting Great Room features a corner fireplace with a relaxing covered patio offering wonderful poolside views! The thoughtful open floor plan includes no steps, Lg rooms and direct access to a 2-car garage through the large laundry room w/built-in storage/utility closet. Villagio's resort-like amenities include 2 heated pools & spas, 2 Fitness Centers, BBQ areas. Short walk to Dove Valley Golf Club, Fry's Grocery, restaurants, services, scenic walking and biking trails. This is a 5-Star Location! 1st floor condos don't come available often so HURRY!

33550 N Dove Lakes Drive Unit 1044, Cave Creek
31030 N 41st Place, Cave Creek
$679,000
3 Beds ⋅ 3 Baths ⋅ 7099400 MLS ⋅ 2,096 SqFt.
Discover Arizona living at its finest with this charming 2-story home /POOL, SPA & owned SOLAR in Tatum Ranch! Featuring a manicured desert landscape and a 2-car garage. Inside, you'll find vaulted ceilings, abundant natural light, wood-look & tile floors t/out, plantation shutters, and an inviting great room. Further in, the family room w/media niche opens seamlessly into the eat-in kitchen. The kitchen boasts recessed lights, ample wood cabinets & counter space, SS appliances, and an island w/breakfast bar. The downstairs main suite w/double-door entry is highlighted by a decorative stained-glass window and includes a spa-like private bath w/dual vanities, a separate tub & shower, and a walk-in closet. Upstairs, a versatile open loft can serve as a home office or additional living space. Outside, your private oasis awaits! Enjoy a covered patio, pergola-covered paver seating area, sparkling pool, and above-ground spa, perfect for year-round entertaining. Tatum Ranch offers neighborhood parks, playgrounds, and walking & biking paths, plus a convenient location near shopping, dining, golf courses, and outdoor recreation. Don't miss this opportunity!

31030 N 41st Place, Cave Creek
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